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            Branco Cayman National Bank And Trust | Cayman Islands Private Banking &amp;
            Wealth Management | BCNBT
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                                +1 345 743 1413 &nbsp;·&nbsp;
                                info@caymanbranconational.com
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                                <span class="w-px h-5 bg-white/20"></span>CIMA
                                Regulated
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                        <div class="absolute inset-0 z-0">
                            <img
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                                alt="BCNBT — Cayman Islands Private Banking"
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                                <p
                                    class="text-[#c5a059] uppercase tracking-[0.3em] text-xs font-bold mb-6"
                                >
                                    Faith-Aligned Banking &amp; Islamic Finance
                                </p>
                                <h1
                                    class="font-serif text-4xl md:text-6xl font-bold text-white leading-tight mb-8"
                                >
                                    Banking That Honors Your Values
                                </h1>
                                <p
                                    class="text-lg text-white/85 leading-relaxed font-light mb-10 max-w-2xl"
                                >
                                    AAOIFI-certified — Murabaha, Sukuk, Wakalah
                                    investment structures, Zakat management,
                                    Takaful insurance, and Islamic estate
                                    planning through Cayman Waqf trusts.
                                </p>
                                <div class="flex flex-wrap gap-4">
                                    <a href="#faith-aligned"
                                        ><button
                                            class="inline-flex items-center justify-center gap-2 whitespace-nowrap focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring/60 focus-visible:ring-offset-1 disabled:pointer-events-none disabled:opacity-50 transition-[transform,box-shadow,background] duration-200 hover-elevate active-elevate-2 border border-primary-border bg-[linear-gradient(180deg,hsl(var(--primary)/0.96),hsl(var(--primary)))] shadow-[0_1px_0_0_rgba(255,255,255,0.15)_inset,0_1px_2px_rgba(0,0,0,0.18),0_4px_10px_-4px_hsl(var(--primary)/0.55)] hover:shadow-[0_1px_0_0_rgba(255,255,255,0.2)_inset,0_2px_3px_rgba(0,0,0,0.2),0_10px_20px_-8px_hsl(var(--primary)/0.55)] min-h-9 py-2 bg-[#c5a059] hover:bg-[#b08d4a] text-white rounded-none px-10 h-14 text-sm uppercase tracking-[0.2em] font-bold"
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                                            <svg
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                                                width="24"
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                                    ><a href="/user/login"
                                        ><button
                                            class="inline-flex items-center justify-center gap-2 whitespace-nowrap focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring/60 focus-visible:ring-offset-1 disabled:pointer-events-none disabled:opacity-50 transition-[transform,box-shadow,background] duration-200 hover-elevate active-elevate-2 border [border-color:var(--button-outline)] shadow-xs active:shadow-none min-h-9 py-2 border-white text-white hover:bg-white hover:text-[#801818] rounded-none px-10 h-14 text-sm uppercase tracking-[0.2em] font-bold"
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                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- TRUST BAR -->
                    <div class="bg-[#0a0f1e] border-b border-[#c5a059]/40 py-3">
                        <div class="container mx-auto px-6 max-w-5xl">
                            <div
                                class="flex flex-wrap items-center justify-center gap-x-8 gap-y-2"
                            >
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ CIMA Licensed</span>
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ FATCA Compliant</span>
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ OECD CRS Reporting</span>
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ Independently Audited</span>
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ US Persons Welcome</span>
                            </div>
                        </div>
                    </div>

                    <!-- SERVICES SECTION -->
                    <section id="services-section"
                        class="py-16"
                        data-testid="section-quick-services"
                        style="
                            background: linear-gradient(
                                rgb(15, 30, 51) 0%,
                                rgb(22, 42, 69) 100%
                            );
                        "
                    >
                        <div class="container mx-auto px-6 max-w-6xl">
                            <div class="text-center mb-10">
                                <p class="text-[#c5a059] uppercase tracking-[0.3em] text-xs font-bold mb-3">What We Offer</p>
                                <h2 class="font-serif text-3xl md:text-4xl text-white font-bold">Our Services</h2>
                                <p class="text-white/50 text-sm mt-3 max-w-xl mx-auto">Select a service below to learn more. Each is designed for clients who expect the highest standard of private banking.</p>
                            </div>
                            <div class="grid grid-cols-1 sm:grid-cols-2 lg:grid-cols-3 gap-4">
                                <!-- Private Banking -->
                                <a href="#private-banking">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-landmark h-5 w-5 text-[#c5a059]">
                                                    <line x1="3" x2="21" y1="22" y2="22"></line><line x1="6" x2="6" y1="18" y2="11"></line><line x1="10" x2="10" y1="18" y2="11"></line><line x1="14" x2="14" y1="18" y2="11"></line><line x1="18" x2="18" y1="18" y2="11"></line><polygon points="12 2 20 7 4 7"></polygon>
                                                </svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Accounts &amp; Credit</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Private Banking</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Multi-currency accounts, personal and business banking, and dedicated wealth advisory.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                                
                                <!-- Asset Protection -->
                                <a href="#asset-protection">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield h-5 w-5 text-[#c5a059]"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Wealth Shielding</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Asset Protection</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Offshore structures that protect wealth from litigation, instability, and overreach.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                                
                                <!-- Investment Management -->
                                <a href="#investment-management">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-trending-up h-5 w-5 text-[#c5a059]"><polyline points="22 7 13.5 15.5 8.5 10.5 2 17"></polyline><polyline points="16 7 22 7 22 13"></polyline></svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Portfolio Growth</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Investment Management</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Discretionary portfolios and institutional-grade strategies for long-term growth.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                                
                                <!-- Trust & Estate Planning -->
                                <a href="#trust-services">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-scale h-5 w-5 text-[#c5a059]"><path d="m16 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z"></path><path d="m2 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z"></path><path d="M7 21h10"></path><path d="M12 3v18"></path><path d="M3 7h2c2 0 5-1 7-2 2 1 5 2 7 2h2"></path></svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Legacy &amp; Succession</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Trust &amp; Estate Planning</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">STAR Trusts, Dynasty Trusts, and faith-aligned trusts under Cayman law.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                                
                                <!-- Faith-Aligned Banking -->
                                <a href="#faith-aligned">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-5 w-5 text-[#c5a059]"><polygon points="12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"></polygon></svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Islamic Finance</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Faith-Aligned Banking</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">AAOIFI-certified — sukuk, Zakat management, Takaful, and Islamic estate planning.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                                
                                <!-- Insurance -->
                                <a href="#insurance">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-umbrella h-5 w-5 text-[#c5a059]"><path d="M22 12a10.06 10.06 1 0 0-20 0Z"></path><path d="M12 12v8a2 2 0 0 0 4 0"></path><path d="M12 2v1"></path></svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Risk &amp; Coverage</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Insurance Services</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Captive insurance, life insurance, Key Man, and Kidnap &amp; Ransom policies.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                                
                                <!-- Corporate & Institutional -->
                                <a href="#corporate-services">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-building2 h-5 w-5 text-[#c5a059]"><path d="M6 22V4a2 2 0 0 1 2-2h8a2 2 0 0 1 2 2v18Z"></path><path d="M6 12H4a2 2 0 0 0-2 2v6a2 2 0 0 0 2 2h2"></path><path d="M18 9h2a2 2 0 0 1 2 2v9a2 2 0 0 1-2 2h-2"></path><path d="M10 6h4"></path><path d="M10 10h4"></path><path d="M10 14h4"></path><path d="M10 18h4"></path></svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Business Banking</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Corporate &amp; Institutional</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Corporate accounts, trade finance, and treasury services for global enterprises.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                                
                                <!-- Market Insights -->
                                <a href="#market-insights">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chart-column h-5 w-5 text-[#c5a059]"><path d="M3 3v16a2 2 0 0 0 2 2h16"></path><path d="M18 17V9"></path><path d="M13 17V5"></path><path d="M8 17v-3"></path></svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Research &amp; Analysis</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Market Insights</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Proprietary economic research, market commentary, and investment outlooks.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                                
                                <!-- Citizenship -->
                                <a href="#citizenship">
                                    <div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                        <div class="flex items-start gap-4 mb-3">
                                            <div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors">
                                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-plane h-5 w-5 text-[#c5a059]"><path d="M17.8 19.2 16 11l3.5-3.5C21 6 21.5 4 21 3c-1-.5-3 0-4.5 1.5L13 8 4.8 6.2c-.5-.1-.9.1-1.1.5l-.3.5c-.2.5-.1 1 .3 1.3L9 12l-2 3H4l-1 1 3 2 2 3 1-1v-3l3-2 3.5 5.3c.3.4.8.5 1.3.3l.5-.2c.4-.3.6-.7.5-1.2z"></path></svg>
                                            </div>
                                            <div class="min-w-0">
                                                <span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Global Mobility</span>
                                                <h3 class="text-white font-bold text-sm leading-tight">Citizenship by Investment</h3>
                                            </div>
                                        </div>
                                        <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Second passport and residency programmes with integrated wealth structuring.</p>
                                        <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                    </div>
                                </a>
                            </div>
                        </div>
                    </section>

                    <!-- DETAILED SERVICE SECTIONS -->
                    
                    <!-- Private Banking Detail -->
                    <section id="private-banking" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Private Banking</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Our private banking services provide internationally mobile families with multi-currency accounts, dedicated relationship managers, and institutional-grade wealth management strategies. We serve clients across 50+ nations with a minimum account size of $1M USD.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Multi-currency accounts (USD, EUR, GBP, CHF, CAD)</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Dedicated relationship manager</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Personal and business banking solutions</span></li>
                                    </ul>
                                </div>
                                <div class="bg-slate-50 p-8 rounded-xl">
                                    <h3 class="font-bold text-xl mb-4">Key Benefits</h3>
                                    <p class="text-slate-600">Zero-lending model ensures your deposits are never at risk from loan defaults. CIMA-regulated with full FATCA and CRS compliance.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- Asset Protection Detail -->
                    <section id="asset-protection" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Asset Protection</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Protect your wealth with offshore structures designed to shield assets from litigation, political instability, and regulatory overreach. Our Cayman Islands trust structures provide some of the strongest asset protection available globally.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Cayman Islands statutory trust protection</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Firewall provisions against foreign judgments</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Confidential trust registration</span></li>
                                    </ul>
                                </div>
                                <div class="bg-white p-8 rounded-xl shadow-lg">
                                    <h3 class="font-bold text-xl mb-4">Why Cayman Islands?</h3>
                                    <p class="text-slate-600">The Cayman Islands offers firewall provisions that provide robust protection for trust assets — among the strongest in the world. Trusts are not publicly registered.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- Investment Management Detail -->
                    <section id="investment-management" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Investment Management</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Access institutional-grade investment strategies tailored to your risk profile and long-term objectives. Our discretionary portfolio management combines global market expertise with personalized service.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Discretionary portfolio management</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Global market access across asset classes</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Risk-adjusted strategies for long-term growth</span></li>
                                    </ul>
                                </div>
                                <div class="bg-slate-50 p-8 rounded-xl">
                                    <h3 class="font-bold text-xl mb-4">Investment Approach</h3>
                                    <p class="text-slate-600">We employ a disciplined, research-driven approach to portfolio construction, focusing on capital preservation and sustainable long-term returns.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- Trust Services Detail -->
                    <section id="trust-services" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Trust & Estate Planning</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Establish multi-generational wealth structures under Cayman Islands law. Our trust services include STAR Trusts, Dynasty Trusts, and faith-aligned trusts designed to preserve wealth for up to 150 years.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>STAR Trusts for maximum flexibility</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Dynasty Trusts with 150-year perpetuity</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Faith-aligned Waqf trust structures</span></li>
                                    </ul>
                                </div>
                                <div class="bg-white p-8 rounded-xl shadow-lg">
                                    <h3 class="font-bold text-xl mb-4">Legacy Planning</h3>
                                    <p class="text-slate-600">Cayman trusts provide robust asset protection with firewall provisions, confidentiality, and the flexibility to structure trusts according to your family's specific needs and cultural traditions.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- Faith-Aligned Banking Detail -->
                    <section id="faith-aligned" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Faith-Aligned Banking</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Our AAOIFI-certified Islamic banking solutions provide Shariah-compliant financial services including Murabaha, Sukuk, and Wakalah investment structures, Zakat management, and Takaful insurance.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Murabaha, Sukuk, and Wakalah structures</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Zakat calculation and management</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Islamic estate planning through Cayman Waqf trusts</span></li>
                                    </ul>
                                </div>
                                <div class="bg-slate-50 p-8 rounded-xl">
                                    <h3 class="font-bold text-xl mb-4">AAOIFI Certified</h3>
                                    <p class="text-slate-600">All our Islamic banking products are structured in compliance with AAOIFI standards, ensuring Shariah-compliant wealth management for faith-conscious investors.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- Insurance Detail -->
                    <section id="insurance" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Insurance Services</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Comprehensive insurance solutions for high-net-worth individuals and families, including captive insurance, life insurance, Key Man policies, and specialized Kidnap & Ransom coverage.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Captive insurance solutions</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Life insurance and wealth transfer planning</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Key Man and Kidnap & Ransom policies</span></li>
                                    </ul>
                                </div>
                                <div class="bg-white p-8 rounded-xl shadow-lg">
                                    <h3 class="font-bold text-xl mb-4">Risk Management</h3>
                                    <p class="text-slate-600">Our insurance solutions are integrated with your overall wealth management strategy, providing comprehensive protection for your assets and family.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- Corporate Services Detail -->
                    <section id="corporate-services" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Corporate & Institutional</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Comprehensive corporate banking solutions for global enterprises, including corporate accounts, trade finance, and treasury services designed for international business operations.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Multi-currency corporate accounts</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Trade finance solutions</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Treasury and cash management services</span></li>
                                    </ul>
                                </div>
                                <div class="bg-slate-50 p-8 rounded-xl">
                                    <h3 class="font-bold text-xl mb-4">Global Reach</h3>
                                    <p class="text-slate-600">Our corporate services support international business operations with the regulatory expertise and infrastructure required for cross-border banking.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- Market Insights Detail -->
                    <section id="market-insights" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Market Insights</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Access proprietary economic research, market commentary, and investment outlooks from our team of experienced analysts. Stay informed with regular updates on global markets, economic trends, and investment opportunities.</p>
                                </div>
                                <div class="bg-white p-8 rounded-xl shadow-lg">
                                    <h3 class="font-bold text-xl mb-4">Research & Analysis</h3>
                                    <p class="text-slate-600">Our research team provides actionable insights across global markets, helping you make informed investment decisions.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- Citizenship Detail -->
                    <section id="citizenship" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Citizenship by Investment</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Access second passport and residency programmes with integrated wealth structuring. We provide comprehensive advisory on citizenship by investment programmes across the Caribbean, Europe, and beyond.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Caribbean CBI programmes</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>European residency and citizenship options</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Integrated wealth structuring with citizenship planning</span></li>
                                    </ul>
                                </div>
                                <div class="bg-slate-50 p-8 rounded-xl">
                                    <h3 class="font-bold text-xl mb-4">Global Mobility</h3>
                                    <p class="text-slate-600">Combine citizenship planning with comprehensive wealth management for a truly integrated approach to global mobility and asset protection.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- WHO WE SERVE -->
                    <section id="who-we-serve" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8 text-center">Who We Serve</h2>
                            <div class="grid md:grid-cols-2 lg:grid-cols-4 gap-6">
                                <div class="bg-white p-8 rounded-xl shadow-lg text-center">
                                    <div class="w-16 h-16 bg-[#801818] rounded-full flex items-center justify-center mx-auto mb-4">
                                        <svg class="h-8 w-8 text-white" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M16 7a4 4 0 11-8 0 4 4 0 018 0zM12 14a7 7 0 00-7 7h14a7 7 0 00-7-7z"></path></svg>
                                    </div>
                                    <h3 class="font-bold text-xl mb-2">Entrepreneurs & Business Owners</h3>
                                    <p class="text-slate-600 text-sm">Banking solutions for business owners with international operations and cross-border wealth management needs.</p>
                                </div>
                                <div class="bg-white p-8 rounded-xl shadow-lg text-center">
                                    <div class="w-16 h-16 bg-[#801818] rounded-full flex items-center justify-center mx-auto mb-4">
                                        <svg class="h-8 w-8 text-white" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M17 20h5v-2a3 3 0 00-5.356-1.857M17 20H7m10 0v-2c0-.656-.126-1.283-.356-1.857M7 20H2v-2a3 3 0 015.356-1.857M7 20v-2c0-.656.126-1.283.356-1.857m0 0a5.002 5.002 0 019.288 0M15 7a3 3 0 11-6 0 3 3 0 016 0z"></path></svg>
                                    </div>
                                    <h3 class="font-bold text-xl mb-2">International Families</h3>
                                    <p class="text-slate-600 text-sm">Wealth management and estate planning for families with members and assets across multiple jurisdictions.</p>
                                </div>
                                <div class="bg-white p-8 rounded-xl shadow-lg text-center">
                                    <div class="w-16 h-16 bg-[#801818] rounded-full flex items-center justify-center mx-auto mb-4">
                                        <svg class="h-8 w-8 text-white" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M19 21V5a2 2 0 00-2-2H7a2 2 0 00-2 2v16m14 0h2m-2 0h-5m-9 0H3m2 0h5M9 7h1m-1 4h1m4-4h1m-1 4h1m-5 10v-5a1 1 0 011-1h2a1 1 0 011 1v5m-4 0h4"></path></svg>
                                    </div>
                                    <h3 class="font-bold text-xl mb-2">Corporate & Institutional</h3>
                                    <p class="text-slate-600 text-sm">Corporate banking, trade finance, and treasury services for global enterprises and institutions.</p>
                                </div>
                                <div class="bg-white p-8 rounded-xl shadow-lg text-center">
                                    <div class="w-16 h-16 bg-[#801818] rounded-full flex items-center justify-center mx-auto mb-4">
                                        <svg class="h-8 w-8 text-white" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 2l3.09 6.26L22 9.27l-5 4.87 1.18 6.88L12 17.77l-6.18 3.25L7 14.14 2 9.27l6.91-1.01L12 2z"></path></svg>
                                    </div>
                                    <h3 class="font-bold text-xl mb-2">Faith-Aligned Clients</h3>
                                    <p class="text-slate-600 text-sm">Shariah-compliant banking solutions for clients seeking faith-aligned wealth management and investment options.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- INSIGHTS & LIBRARY -->
                    <section id="insights-library" class="py-24 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <div class="flex items-end justify-between mb-12">
                                <div>
                                    <p class="text-[#c5a059] uppercase tracking-[0.3em] text-xs font-bold mb-3">Insights &amp; Research</p>
                                    <h2 class="font-serif text-4xl md:text-5xl text-[#801818] font-bold leading-tight">Latest from BCNBT</h2>
                                </div>
                            </div>
                            <div class="grid md:grid-cols-3 gap-8">
                                <div class="group cursor-pointer">
                                    <div class="aspect-video overflow-hidden mb-5">
                                        <img src="/cayman-ocean.jpg" alt="Private Banking Outlook 2026" class="w-full h-full object-cover transition-transform duration-500 group-hover:scale-105" />
                                    </div>
                                    <p class="text-[#c5a059] uppercase tracking-[0.2em] text-[10px] font-bold mb-2">commentary</p>
                                    <h3 class="font-serif text-lg font-bold text-slate-900 group-hover:text-[#801818] transition-colors leading-snug mb-3">Private Banking Outlook: Key Trends Shaping Wealth Management in 2026</h3>
                                    <p class="text-slate-500 text-sm leading-relaxed line-clamp-2 mb-4">From AI-driven portfolio management to the rise of alternative assets and ESG integration.</p>
                                </div>
                                <div class="group cursor-pointer">
                                    <div class="aspect-video overflow-hidden mb-5">
                                        <img src="/hero-trust.jpg" alt="Trust Structures Guide" class="w-full h-full object-cover transition-transform duration-500 group-hover:scale-105" />
                                    </div>
                                    <p class="text-[#c5a059] uppercase tracking-[0.2em] text-[10px] font-bold mb-2">research</p>
                                    <h3 class="font-serif text-lg font-bold text-slate-900 group-hover:text-[#801818] transition-colors leading-snug mb-3">Trust Structures for Generational Wealth Transfer</h3>
                                    <p class="text-slate-500 text-sm leading-relaxed line-clamp-2 mb-4">Discretionary trusts, purpose trusts, STAR trusts, and private trust companies.</p>
                                </div>
                                <div class="group cursor-pointer">
                                    <div class="aspect-video overflow-hidden mb-5">
                                        <img src="/hero-citizenship.jpg" alt="Citizenship by Investment 2025" class="w-full h-full object-cover transition-transform duration-500 group-hover:scale-105" />
                                    </div>
                                    <p class="text-[#c5a059] uppercase tracking-[0.2em] text-[10px] font-bold mb-2">commentary</p>
                                    <h3 class="font-serif text-lg font-bold text-slate-900 group-hover:text-[#801818] transition-colors leading-snug mb-3">Citizenship by Investment: 2025 Global Programme Overview</h3>
                                    <p class="text-slate-500 text-sm leading-relaxed line-clamp-2 mb-4">A comparative analysis of leading CBI programmes with updated processing times.</p>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- FAQ -->
                    <section id="faq" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-4xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-12 text-center">Frequently Asked Questions</h2>
                            <div class="space-y-4">
                                <div class="bg-white p-6 rounded-xl shadow">
                                    <h3 class="font-bold text-lg mb-2">What is the minimum account size?</h3>
                                    <p class="text-slate-600">The minimum account size is USD $1,000,000 for private banking services.</p>
                                </div>
                                <div class="bg-white p-6 rounded-xl shadow">
                                    <h3 class="font-bold text-lg mb-2">Are US persons accepted?</h3>
                                    <p class="text-slate-600">Yes, we welcome US persons and are fully FATCA compliant, filing all required reports.</p>
                                </div>
                                <div class="bg-white p-6 rounded-xl shadow">
                                    <h3 class="font-bold text-lg mb-2">How is BCNBT regulated?</h3>
                                    <p class="text-slate-600">We are licensed and regulated by the Cayman Islands Monetary Authority (CIMA) under a Category B Banking and Trust License.</p>
                                </div>
                                <div class="bg-white p-6 rounded-xl shadow">
                                    <h3 class="font-bold text-lg mb-2">What currencies do you support?</h3>
                                    <p class="text-slate-600">We support USD, EUR, GBP, CHF, and CAD for multi-currency accounts.</p>
                                </div>
                                <div class="bg-white p-6 rounded-xl shadow">
                                    <h3 class="font-bold text-lg mb-2">How do I open an account?</h3>
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                                        Branco Cayman National Bank And Trust<br />64 Earth Close, 2A3 Landmark Square<br />PO Box 30275, Seven Mile Beach<br />Grand Cayman KY1-1202, Cayman Islands
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                dropdown = document.createElement('div');
                dropdown.className = 'dropdown-menu';
                btn.parentElement.appendChild(dropdown);
                
                if (btn.getAttribute('data-testid') === 'nav-services') {
                    dropdown.innerHTML = `
                        <a href="/private-banking">Private Banking</a>
                        <a href="/asset-protection">Asset Protection</a>
                        <a href="/investment-management">Investment Management</a>
                        <a href="/trust-services">Trust & Estate Planning</a>
                        <a href="/faith-aligned-banking">Faith-Aligned Banking</a>
                        <a href="/insurance">Insurance Services</a>
                        <a href="/corporate-services">Corporate & Institutional</a>
                        <a href="/credit-card">Alhambra Private Card</a>
                    `;
                } else {
                    dropdown.innerHTML = `
                        <a href="/who-we-serve">Overview</a>
                        <a href="/who-we-serve#entrepreneurs">Entrepreneurs & Business Owners</a>
                        <a href="/who-we-serve#families">International Families</a>
                        <a href="/who-we-serve#institutions">Corporate & Institutional</a>
                        <a href="/who-we-serve#faith">Faith-Aligned Clients</a>
                    `;
                }
            }
            
            btn.addEventListener('click', function(e) {
                e.stopPropagation();
                
                if (activeDropdown && activeDropdown !== btn) {
                    var prevMenu = activeDropdown.parentElement.querySelector('.dropdown-menu');
                    if (prevMenu) prevMenu.classList.remove('active');
                }
                
                dropdown.classList.toggle('active');
                activeDropdown = dropdown.classList.contains('active') ? btn : null;
                
                // Rotate chevron icon
                var chevron = btn.querySelector('svg');
                if (chevron) {
                    chevron.style.transform = dropdown.classList.contains('active') ? 'rotate(180deg)' : 'rotate(0deg)';
                }
            });
        });
    }
    
    function closeAllDropdowns() {
        if (activeDropdown) {
            var dropdown = activeDropdown.parentElement.querySelector('.dropdown-menu');
            if (dropdown) {
                dropdown.classList.remove('active');
                var chevron = activeDropdown.querySelector('svg');
                if (chevron) chevron.style.transform = 'rotate(0deg)';
            }
            activeDropdown = null;
        }
    }
    
    document.addEventListener('click', function(e) {
        if (!e.target.closest('[data-testid="nav-services"], [data-testid="nav-who-we-serve"]')) {
            closeAllDropdowns();
        }
    });
    
    // ===== SEARCH MODAL =====
    var searchModal = document.getElementById('search-modal');
    
    if (!searchModal) {
        searchModal = document.createElement('div');
        searchModal.id = 'search-modal';
        searchModal.className = 'search-modal';
        searchModal.innerHTML = `
            <div style="position:relative; width:90%; max-width:600px;">
                <input type="text" placeholder="Search Alhambra Bank..." id="search-input" aria-label="Search" />
                <button class="search-close" aria-label="Close search" style="position:absolute; top:50%; right:20px; transform:translateY(-50%); color:#c5a059; font-size:24px; background:none; border:none; cursor:pointer;">✕</button>
            </div>
        `;
        document.body.appendChild(searchModal);
    }
    
    function openSearchModal() {
        searchModal.classList.add('active');
        overlay.classList.add('active');
        setTimeout(function() {
            var inp = document.getElementById('search-input');
            if (inp) inp.focus();
        }, 100);
    }
    
    function closeSearchModal() {
        searchModal.classList.remove('active');
        overlay.classList.remove('active');
    }
    
    var searchTrigger = document.querySelector('[data-testid*="search"]');
    if (searchTrigger) {
        searchTrigger.addEventListener('click', openSearchModal);
    }
    
    var searchClose = document.querySelector('.search-close');
    if (searchClose) {
        searchClose.addEventListener('click', closeSearchModal);
    }
    
    document.addEventListener('keydown', function(e) {
        if ((e.metaKey || e.ctrlKey) && e.key === 'k') {
            e.preventDefault();
            openSearchModal();
        }
        if (e.key === 'Escape') {
            closeSearchModal();
            closeMobileMenu();
            closeAllDropdowns();
        }
    });
    
    document.addEventListener('keydown', function(e) {
        if (e.key === 'Enter' && e.target.id === 'search-input') {
            var query = e.target.value.trim();
            if (query) {
                window.location.href = '/knowledge-center?q=' + encodeURIComponent(query);
            }
        }
    });
    
    // ===== HERO SLIDER WITH IMAGE CHANGES =====
    var currentSlide = 0;
    var isTransitioning = false;
    
    var slides = [
        {
            image: '/scenic-sea.jpg',
            subtitle: 'Faith-Aligned Banking & Islamic Finance',
            title: 'Banking That Honors Your Values',
            description: 'AAOIFI-certified — Murabaha, Sukuk, Wakalah investment structures, Zakat management, Takaful insurance, and Islamic estate planning through Cayman Waqf trusts.',
            ctaLink: '/faith-aligned-banking',
            ctaText: 'Learn More',
            secondCtaLink: '/get-started',
            secondCtaText: 'Apply Now'
        },
        {
            image: '/hero-home.jpg',
            subtitle: 'Private Banking Excellence',
            title: 'Wealth Management Without Borders',
            description: 'Multi-currency accounts, dedicated relationship managers, and institutional-grade investment strategies for internationally mobile families.',
            ctaLink: '/private-banking',
            ctaText: 'Learn More',
            secondCtaLink: '/get-started',
            secondCtaText: 'Apply Now'
        },
        {
            image: '/cayman-ocean.jpg',
            subtitle: 'Asset Protection & Wealth Shielding',
            title: 'Protect What You\'ve Built',
            description: 'Cayman Islands trust structures, offshore wealth protection, and multi-generational planning designed for high-net-worth families worldwide.',
            ctaLink: '/asset-protection',
            ctaText: 'Learn More',
            secondCtaLink: '/get-started',
            secondCtaText: 'Apply Now'
        },
        {
            image: '/hero-citizenship.jpg',
            subtitle: 'Global Citizenship & Mobility',
            title: 'Expand Your Horizons',
            description: 'Citizenship by investment programmes with integrated wealth structuring — second passports, residency, and global mobility solutions.',
            ctaLink: '/citizenship',
            ctaText: 'Learn More',
            secondCtaLink: '/get-started',
            secondCtaText: 'Apply Now'
        },
        {
            image: '/hero-trust.jpg',
            subtitle: 'Trust & Estate Planning',
            title: 'Preserve What Matters Most',
            description: 'STAR Trusts, Dynasty Trusts, and faith-aligned estate planning under Cayman law — protecting wealth for up to 150 years.',
            ctaLink: '/trust-services',
            ctaText: 'Learn More',
            secondCtaLink: '/get-started',
            secondCtaText: 'Apply Now'
        }
    ];
    
    function goToSlide(index) {
        if (isTransitioning) return;
        isTransitioning = true;
        
        currentSlide = ((index % slides.length) + slides.length) % slides.length;
        var slide = slides[currentSlide];
        
        // Update dots
        var dots = document.querySelectorAll('[aria-label*="Go to slide"]');
        dots.forEach(function(dot, i) {
            if (i === currentSlide) {
                dot.style.width = '32px';
                dot.style.backgroundColor = '#c5a059';
                dot.style.transition = 'all 0.3s ease';
            } else {
                dot.style.width = '12px';
                dot.style.backgroundColor = 'rgba(255,255,255,0.4)';
                dot.style.transition = 'all 0.3s ease';
            }
        });
        
        // Get hero elements
        var heroBg = document.querySelector('.abt-hero .absolute.inset-0.z-0 img');
        var subtitle = document.querySelector('.abt-hero p.text-\\[\\#c5a059\\]');
        var title = document.querySelector('.abt-hero h1');
        var description = document.querySelector('.abt-hero p.text-lg');
        var ctaButtons = document.querySelectorAll('.abt-hero a[href] button, .abt-hero .flex.flex-wrap.gap-4 a');
        var profileLink = document.querySelector('[data-testid="hero-cta-wealth-profile"]');
        
        // Fade out current content
        var contentDiv = document.querySelector('.abt-hero .max-w-3xl');
        if (contentDiv) {
            contentDiv.style.transition = 'opacity 0.3s ease';
            contentDiv.style.opacity = '0';
        }
        
        // Change background image with fade effect
        if (heroBg) {
            heroBg.style.transition = 'opacity 0.3s ease';
            heroBg.style.opacity = '0';
            
            setTimeout(function() {
                heroBg.src = slide.image;
                heroBg.style.opacity = '0.55';
            }, 300);
        }
        
        // Update text content after fade out
        setTimeout(function() {
            if (subtitle) subtitle.textContent = slide.subtitle;
            if (title) title.textContent = slide.title;
            if (description) description.textContent = slide.description;
            
            // Update CTA buttons
            var learnMoreBtn = document.querySelector('.abt-hero a[href*="faith-aligned"], .abt-hero a[href*="private-banking"], .abt-hero a[href*="asset-protection"], .abt-hero a[href*="citizenship"], .abt-hero a[href*="trust-services"]');
            if (learnMoreBtn) {
                learnMoreBtn.href = slide.ctaLink;
                var btnText = learnMoreBtn.querySelector('button');
                if (btnText) {
                    btnText.innerHTML = slide.ctaText + ' <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right ml-2 h-4 w-4"><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg>';
                }
            }
            
            // Fade in new content
            if (contentDiv) {
                contentDiv.style.opacity = '1';
            }
            
            isTransitioning = false;
        }, 350);
    }
    
    var nextBtn = document.querySelector('[aria-label="Next slide"]');
    var prevBtn = document.querySelector('[aria-label="Previous slide"]');
    var dots = document.querySelectorAll('[aria-label*="Go to slide"]');
    
    if (nextBtn) nextBtn.addEventListener('click', function() { goToSlide(currentSlide + 1); resetAutoSlide(); });
    if (prevBtn) prevBtn.addEventListener('click', function() { goToSlide(currentSlide - 1); resetAutoSlide(); });
    
    dots.forEach(function(dot, i) {
        dot.addEventListener('click', function() {
            goToSlide(i);
            resetAutoSlide();
        });
    });
    
    // Initialize first slide
    setTimeout(function() {
        goToSlide(0);
    }, 100);
    
    var autoSlideInterval;
    function startAutoSlide() {
        clearInterval(autoSlideInterval);
        if (slides.length > 1) {
            autoSlideInterval = setInterval(function() {
                goToSlide(currentSlide + 1);
            }, 3000); // 3 seconds for faster transitions
        }
    }
    
    function resetAutoSlide() {
        clearInterval(autoSlideInterval);
        startAutoSlide();
    }
    
    startAutoSlide();
    
    // Pause auto-slide when hovering over hero
    var heroSection = document.querySelector('.abt-hero');
    if (heroSection) {
        heroSection.addEventListener('mouseenter', function() {
            clearInterval(autoSlideInterval);
        });
        
        heroSection.addEventListener('mouseleave', function() {
            startAutoSlide();
        });
    }
    
    // ===== QR CODE TOGGLE =====
    var qrToggles = document.querySelectorAll('[data-testid*="qr-toggle"]');
    if (qrToggles.length > 0) {
        qrToggles.forEach(function(btn) {
            btn.addEventListener('click', function() {
                // Reset all buttons
                qrToggles.forEach(function(b) {
                    b.style.backgroundColor = '';
                    b.style.color = '';
                    b.classList.remove('bg-[#c5a059]', 'text-[#0a0f1e]');
                });
                
                // Style active button
                this.style.backgroundColor = '#c5a059';
                this.style.color = '#0a0f1e';
                
                // Update QR display text
                var qrSection = this.closest('[data-testid="landing-qr-section"]');
                if (qrSection) {
                    var urlText = qrSection.querySelector('p.text-white\\/30');
                    if (urlText) {
                        if (this.getAttribute('data-testid') === 'qr-toggle-website') {
                            urlText.textContent = 'alhambrabank.ky';
                        } else {
                            urlText.textContent = 'alhambrabank.ky/get-started';
                        }
                    }
                }
            });
        });
    }
    
    // ===== WEALTH PROFILE FORM =====
    var assessmentForm = document.querySelector('#wealth-profile form');
    if (assessmentForm) {
        assessmentForm.addEventListener('submit', function(e) {
            e.preventDefault();
            var btn = this.querySelector('button[type="submit"]');
            if (btn && !btn.disabled) {
                var originalText = btn.textContent;
                btn.textContent = 'Processing...';
                btn.disabled = true;
                
                setTimeout(function() {
                    btn.textContent = '✓ Submitted Successfully!';
                    btn.style.backgroundColor = '#059669';
                    btn.style.transition = 'all 0.3s ease';
                    
                    // Create success message
                    var existingMsg = assessmentForm.querySelector('.success-message');
                    if (existingMsg) existingMsg.remove();
                    
                    var successMsg = document.createElement('div');
                    successMsg.className = 'success-message text-center mt-4 text-sm text-green-600 font-semibold';
                    successMsg.style.cssText = 'animation: fadeInUp 0.5s ease;';
                    successMsg.textContent = 'Thank you! A private banker will contact you within 24 hours.';
                    btn.parentElement.appendChild(successMsg);
                    
                    setTimeout(function() {
                        btn.textContent = originalText;
                        btn.disabled = false;
                        btn.style.backgroundColor = '#801818';
                        if (successMsg.parentElement) {
                            successMsg.remove();
                        }
                        assessmentForm.reset();
                    }, 3000);
                }, 1000);
            }
        });
    }
    
    // ===== STICKY BUTTON ANIMATION =====
    var stickyBtn = document.querySelector('[data-testid="btn-sticky-speak-banker"]');
    if (stickyBtn) {
        // Initially hide
        stickyBtn.style.opacity = '0';
        stickyBtn.style.transform = 'translateY(20px)';
        stickyBtn.style.transition = 'all 0.3s ease';
        stickyBtn.style.pointerEvents = 'none';
        
        var ticking = false;
        window.addEventListener('scroll', function() {
            if (!ticking) {
                window.requestAnimationFrame(function() {
                    if (window.scrollY > 500) {
                        stickyBtn.style.opacity = '1';
                        stickyBtn.style.transform = 'translateY(0)';
                        stickyBtn.style.pointerEvents = 'auto';
                    } else {
                        stickyBtn.style.opacity = '0';
                        stickyBtn.style.transform = 'translateY(20px)';
                        stickyBtn.style.pointerEvents = 'none';
                    }
                    ticking = false;
                });
                ticking = true;
            }
        });
    }
    
    // ===== SMOOTH SCROLL FOR ANCHOR LINKS =====
    document.querySelectorAll('a[href^="#"]').forEach(function(link) {
        link.addEventListener('click', function(e) {
            var href = this.getAttribute('href');
            if (href === '#' || href === '#main-content') return;
            
            var target = document.querySelector(href);
            if (target) {
                e.preventDefault();
                var headerOffset = 120;
                var elementPosition = target.getBoundingClientRect().top;
                var offsetPosition = elementPosition + window.pageYOffset - headerOffset;
                
                window.scrollTo({
                    top: offsetPosition,
                    behavior: 'smooth'
                });
                
                closeMobileMenu();
            }
        });
    });
    
    // ===== LIVE SUPPORT WIDGET =====
    var supportBtn = document.querySelector('[data-testid="btn-support-widget"]');
    if (supportBtn) {
        supportBtn.addEventListener('click', function() {
            // Remove existing popup if any
            var existingPopup = document.querySelector('.support-popup');
            if (existingPopup) {
                existingPopup.remove();
                return;
            }
            
            var popup = document.createElement('div');
            popup.className = 'support-popup';
            popup.style.cssText = `
                position: fixed;
                bottom: 100px;
                right: 20px;
                background: white;
                border: 2px solid #c5a059;
                border-radius: 12px;
                padding: 24px;
                box-shadow: 0 20px 60px rgba(0,0,0,0.3);
                z-index: 1000;
                max-width: 320px;
                animation: slideUp 0.3s ease-out;
            `;
            popup.innerHTML = `
                <button class="close-popup" style="position:absolute;top:12px;right:12px;background:none;border:none;font-size:20px;cursor:pointer;color:#801818;width:30px;height:30px;display:flex;align-items:center;justify-content:center;border-radius:50%;transition:all 0.2s;" onmouseover="this.style.background='#f3f4f6'" onmouseout="this.style.background='none'">✕</button>
                <div style="text-align:center;margin-bottom:16px;">
                    <div style="width:50px;height:50px;background:#801818;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 12px;">
                        <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M21 15a2 2 0 0 1-2 2H7l-4 4V5a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2z"></path></svg>
                    </div>
                    <h4 style="color:#801818;font-weight:bold;font-size:16px;margin-bottom:4px;">Live Support</h4>
                    <p style="color:#6b7280;font-size:12px;">We typically respond within minutes</p>
                </div>
                <div style="background:#f9fafb;border-radius:8px;padding:12px;margin-bottom:12px;">
                    <p style="font-size:13px;color:#333;margin-bottom:8px;"><strong>📞 Call Us:</strong><br><a href="tel:+13457431413" style="color:#c5a059;font-weight:bold;">+1 (345) 743-1413</a></p>
                    <p style="font-size:13px;color:#333;"><strong>✉️ Email:</strong><br><a href="mailto:support@alhambrabank.ky" style="color:#c5a059;">support@alhambrabank.ky</a></p>
                </div>
                <div style="display:flex;flex-direction:column;gap:8px;">
                    <a href="https://wa.me/13457431413" target="_blank" style="display:flex;align-items:center;justify-content:center;gap:8px;background:#25D366;color:white;padding:10px;border-radius:8px;text-decoration:none;font-size:13px;font-weight:bold;transition:all 0.2s;" onmouseover="this.style.opacity='0.9'" onmouseout="this.style.opacity='1'">
                        <span>💬</span> WhatsApp Chat
                    </a>
                    <a href="https://t.me/AlhambraBank" target="_blank" style="display:flex;align-items:center;justify-content:center;gap:8px;background:#2AABEE;color:white;padding:10px;border-radius:8px;text-decoration:none;font-size:13px;font-weight:bold;transition:all 0.2s;" onmouseover="this.style.opacity='0.9'" onmouseout="this.style.opacity='1'">
                        <span>✈️</span> Telegram
                    </a>
                </div>
            `;
            document.body.appendChild(popup);
            
            // Close button handler
            popup.querySelector('.close-popup').addEventListener('click', function() {
                popup.style.animation = 'slideDown 0.3s ease-out';
                setTimeout(function() {
                    popup.remove();
                }, 300);
            });
            
            // Auto close after 15 seconds
            setTimeout(function() {
                if (popup.parentElement) {
                    popup.style.animation = 'slideDown 0.3s ease-out';
                    setTimeout(function() {
                        if (popup.parentElement) popup.remove();
                    }, 300);
                }
            }, 15000);
        });
    }
    
    // ===== CLIENT LOGIN BUTTON =====
    var clientLoginBtn = document.querySelector('[data-testid="btn-client-login"]');
    if (clientLoginBtn) {
        clientLoginBtn.addEventListener('click', function() {
            window.location.href = '/client-login';
        });
    }
    
    // ===== SPEAK TO BANKER BUTTON =====
    var speakBankerBtn = document.querySelector('[data-testid="btn-sticky-speak-banker"]');
    if (speakBankerBtn) {
        speakBankerBtn.addEventListener('click', function() {
            window.location.href = '/contact';
        });
    }
    
    // ===== INITIALIZE EVERYTHING =====
    setupDropdowns();
    
    console.log('✓ Alhambra Bank & Trust - All systems initialized');
    console.log('✓ Hero slider: 5 slides with images, 3s interval');
    console.log('✓ Mobile menu: Active');
    console.log('✓ Dropdowns: Active');
    console.log('✓ Search: Active (⌘K to open)');
    console.log('✓ Forms: Active');
    console.log('✓ Live support: Active');
    
})();
</script>

<style>
/* Add these styles for animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes slideUp {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes slideDown {
    from {
        opacity: 1;
        transform: translateY(0);
    }
    to {
        opacity: 0;
        transform: translateY(20px);
    }
}

/* Hero slider smooth transitions */
.abt-hero .max-w-3xl {
    transition: opacity 0.3s ease-in-out;
}

.abt-hero .absolute.inset-0.z-0 img {
    transition: opacity 0.3s ease-in-out;
}

/* Sticky button */
[data-testid="btn-sticky-speak-banker"] {
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Support popup */
.support-popup {
    animation: slideUp 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}
</style>



<script>
// ===== ULTRA SIMPLE GOOGLE TRANSLATE =====
// This uses Google's official translate widget but hides the toolbar completely

(function() {
    // Step 1: Create hidden Google Translate element
    var div = document.createElement('div');
    div.id = 'google_translate_element';
    div.style.cssText = 'display:none; position:absolute; top:-9999px;';
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    // Step 2: Load Google Translate
    var script = document.createElement('script');
    script.src = 'https://translate.google.com/translate_a/element.js?cb=googleTranslateInit';
    document.head.appendChild(script);
    
    // Step 3: Initialize callback
    window.googleTranslateInit = function() {
        new google.translate.TranslateElement({
            pageLanguage: 'en',
            includedLanguages: 'en,zh-CN,es,ar',
            layout: google.translate.TranslateElement.InlineLayout.HORIZONTAL,
            autoDisplay: false
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    // Step 4: CSS to hide ALL Google Translate UI
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        document.cookie = "googtrans=/en/" + lang + ";expires=" + d.toUTCString() + ";path=/";
        
        // Try to trigger translation without reload
        var select = document.querySelector('.goog-te-combo');
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        // Save preference
        localStorage.setItem('abt_lang', lang);
        
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        if (lang === 'ar') {
            document.documentElement.dir = 'rtl';
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        var map = { 'en': 'en', 'zh-CN': 'zh', 'es': 'es', 'ar': 'ar' };
        var active = map[lang] || 'en';
        
        document.querySelectorAll('[data-testid^="lang-btn-"]').forEach(function(btn) {
            btn.style.color = 'rgba(255,255,255,0.45)';
            btn.style.backgroundColor = '';
            var ind = btn.querySelector('.absolute.bottom-0');
            if (ind) ind.style.display = 'none';
        });
        
        var activeBtn = document.querySelector('[data-testid="lang-btn-' + active + '"]');
        if (activeBtn) {
            activeBtn.style.color = '#c5a059';
            activeBtn.style.backgroundColor = 'rgba(255,255,255,0.05)';
            var ind = activeBtn.querySelector('.absolute.bottom-0');
            if (ind) ind.style.display = 'block';
        }
    }
    
    // Step 6: Attach click handlers directly
    function attachHandlers() {
        var enBtn = document.querySelector('[data-testid="lang-btn-en"]');
        var zhBtn = document.querySelector('[data-testid="lang-btn-zh"]');
        var esBtn = document.querySelector('[data-testid="lang-btn-es"]');
        var arBtn = document.querySelector('[data-testid="lang-btn-ar"]');
        
        if (enBtn) enBtn.onclick = function(e) { e.preventDefault(); resetEnglish(); };
        if (zhBtn) zhBtn.onclick = function(e) { e.preventDefault(); setLanguage('zh-CN'); };
        if (esBtn) esBtn.onclick = function(e) { e.preventDefault(); setLanguage('es'); };
        if (arBtn) arBtn.onclick = function(e) { e.preventDefault(); setLanguage('ar'); };
        
        console.log('✓ Language buttons ready');
    }
    
    // Step 7: Check saved language on load
    function checkSaved() {
        var saved = localStorage.getItem('abt_lang');
        if (saved && saved !== 'en') {
            setLanguage(saved);
        }
    }
    
    // Initialize
    if (document.readyState === 'loading') {
        document.addEventListener('DOMContentLoaded', function() {
            attachHandlers();
            setTimeout(checkSaved, 2000);
        });
    } else {
        attachHandlers();
        setTimeout(checkSaved, 2000);
    }
    
    // Periodic cleanup of Google UI elements
    setInterval(function() {
        document.querySelectorAll('iframe.goog-te-banner-frame, .goog-te-banner-frame, .skiptranslate').forEach(function(el) {
            el.style.display = 'none';
            el.style.visibility = 'hidden';
        });
        if (document.body.style.top) document.body.style.top = '';
    }, 1000);
    
})();
</script>











    </body>
</html>