<!--- Branco Cayman National Bank And Trust - Single Page Site -->  

<html lang="en" data-rh="lang">
    <head>
        <meta charset="UTF-8" />
        <meta
            name="viewport"
            content="width=device-width, initial-scale=1.0, maximum-scale=1"
        />

        <title>
            Branco Cayman National Bank And Trust | Cayman Islands Private Banking &amp;
            Wealth Management | BCNBT
        </title>
        <meta
            name="description"
            content="Branco Cayman National Bank And Trust is a CIMA-regulated private offshore bank in the Cayman Islands offering private banking, trust services, asset protection, investment management, corporate services, and Shariah-compliant financial solutions."
        />
        <meta
            name="robots"
            content="index, follow, max-snippet:-1, max-image-preview:large"
        />

        <link
            rel="icon"
            type="image/x-icon"
            href="/abt-favicon.ico"
            id="app-favicon"
        />
        <link
            rel="icon"
            type="image/png"
            sizes="192x192"
            href="/abt-favicon.png"
            id="app-favicon-png"
        />
        <link
            rel="apple-touch-icon"
            sizes="192x192"
            href="/abt-favicon.png"
            id="app-apple-icon"
        />
        <meta name="theme-color" content="#801818" id="app-theme-color" />

        <meta property="og:type" content="website" />
        <meta
            property="og:site_name"
            content="Branco Cayman National Bank And Trust"
            id="og-site-name"
        />
        <meta
            property="og:title"
            content="BCNBT | Offshore Private Banking Cayman Islands | Faith-Aligned | Shariah Banking | Citizenship by Investment"
            id="og-title"
        />
        <meta
            property="og:description"
            content="Branco Cayman National Bank And Trust is a CIMA-regulated private offshore bank in the Cayman Islands offering private banking, trust services, asset protection, investment management, corporate services, and Shariah-compliant financial solutions."
            id="og-description"
        />
        <meta
            property="og:image"
            content="abt-og-image.png"
            id="og-image"
        />

        <meta name="geo.region" content="KY" id="geo-region" />
        <meta
            name="geo.placename"
            content="Grand Cayman, Cayman Islands"
            id="geo-place"
        />
        <meta
            name="geo.position"
            content="19.3222;-81.2409"
            id="geo-position"
        />
        <meta name="ICBM" content="19.3222, -81.2409" id="geo-icbm" />

        <meta
            http-equiv="Cache-Control"
            content="no-cache, no-store, must-revalidate"
        />
        <meta http-equiv="Pragma" content="no-cache" />
        <meta http-equiv="Expires" content="0" />
        <link
            rel="alternate"
            type="text/plain"
            href="/llms.txt"
            title="LLM-readable site overview"
        />

        <script type="application/ld+json" nonce="" id="base-ld-json">
            {"@context":"https://schema.org","@type":"BankOrCreditUnion","name":"Branco Cayman National Bank And Trust","legalName":"Branco Cayman National Bank And Trust","url":"https://caymanbranconational.com","logo":"abt-logo.png","image":"abt-og-image.png","description":"Branco Cayman National Bank And Trust is a CIMA-regulated private offshore bank in the Cayman Islands offering private banking, trust services, asset protection, investment management, corporate services, and Shariah-compliant financial solutions.","address":{"@type":"PostalAddress","streetAddress":"64 Earth Close, 2A3 Landmark Square","addressLocality":"Grand Cayman","addressCountry":"KY"},"telephone":"+1-345-743-1413","email":"info@caymanbranconational.com","sameAs":["https://www.linkedin.com/company/bcnbt/","https://x.com/BCNBT","https://www.instagram.com/bcnbt/","https://www.facebook.com/BCNBT"],"areaServed":"Global","serviceType":["Private Banking","Trust Services","Asset Protection","Investment Management","Corporate Services","Shariah-Compliant Banking"]}
        </script>

        <link rel="preconnect" href="https://fonts.googleapis.com" />
        <link
            rel="preconnect"
            href="https://fonts.gstatic.com"
            crossorigin=""
        />
        <link
            href="https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&amp;family=Playfair+Display:ital,wght@0,400..900;1,400..900&amp;family=Plus+Jakarta+Sans:ital,wght@0,200..800;1,200..800&amp;display=swap"
            rel="stylesheet"
        />
      
        <link
            rel="stylesheet"
            crossorigin=""
            href="/assets/index-ByKBvrJT.css"
        />
        <link rel="canonical" href="https://caymanbranconational.com" />
        <meta property="og:url" content="https://caymanbranconational.com" />
        <meta property="og:image" content="abt-og-image.png" />
        <meta property="og:image:width" content="1200" />
        <meta property="og:image:height" content="630" />
        <meta name="twitter:card" content="summary_large_image" />
        <meta name="twitter:title" content="BCNBT | Offshore Private Banking Cayman Islands | Faith-Aligned | Shariah Banking | Citizenship by Investment" />
        <meta name="twitter:description" content="Branco Cayman National Bank And Trust is a CIMA-regulated private offshore bank in the Cayman Islands offering private banking, trust services, asset protection, investment management, corporate services, and Shariah-compliant financial solutions." />
        <meta name="twitter:image" content="abt-og-image.png" />
        <meta name="google-site-verification" content="google732cd1aecd132640" />
        <link rel="alternate" hreflang="en" href="https://caymanbranconational.com" />
        <link rel="alternate" hreflang="ar" href="https://caymanbranconational.com" />
        <link rel="alternate" hreflang="x-default" href="https://caymanbranconational.com" />
        <meta name="GPTBot" content="index, follow" />
        <meta name="Google-Extended" content="index, follow" />
        <meta name="ClaudeBot" content="index, follow" />
        <meta name="PerplexityBot" content="index, follow" />
        <meta name="anthropic-ai" content="index, follow" />
        <meta name="cohere-ai" content="index, follow" />
        <link rel="canonical" href="https://caymanbranconational.com" data-rh="true" />
        <link rel="icon" type="image/png" href="/abt-favicon.png" data-rh="true" />
        <link rel="apple-touch-icon" href="/abt-favicon.png" data-rh="true" />
        <link rel="alternate" type="text/plain" href="/llms.txt" title="LLM-readable site overview" data-rh="true" />
        <meta name="description" content="CIMA-regulated private bank in the Cayman Islands serving global families since 2015. Private banking, asset protection, trust services, and faith-aligned wealth management. $1M minimum." data-rh="true" />
        <meta name="robots" content="index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1" data-rh="true" />
        <meta name="keywords" content="offshore bank Cayman Islands, private banking Cayman, CIMA regulated bank, wealth management offshore, trust services Cayman, asset protection offshore banking, high net worth banking, private wealth management, offshore account, BCNBT, Branco Cayman National Bank" data-rh="true" />
        <meta name="author" content="Branco Cayman National Bank And Trust" data-rh="true" />
        <meta name="copyright" content="Branco Cayman National Bank And Trust" data-rh="true" />
        <meta name="geo.region" content="KY" data-rh="true" />
        <meta name="geo.placename" content="Grand Cayman" data-rh="true" />
        <meta name="geo.position" content="19.3133;-81.2546" data-rh="true" />
        <meta name="ICBM" content="19.3133, -81.2546" data-rh="true" />
        <meta property="og:type" content="website" data-rh="true" />
        <meta property="og:site_name" content="Branco Cayman National Bank And Trust" data-rh="true" />
        <meta property="og:title" content="BCNBT | Cayman Islands Private Banking &amp; Wealth Management" data-rh="true" />
        <meta property="og:description" content="CIMA-regulated private bank in the Cayman Islands serving global families since 2015. Private banking, asset protection, trust services, and faith-aligned wealth management. $1M minimum." data-rh="true" />
        <meta property="og:image" content="hero-home.jpg" data-rh="true" />
        <meta property="og:image:width" content="1200" data-rh="true" />
        <meta property="og:image:height" content="630" data-rh="true" />
        <meta property="og:image:alt" content="Branco Cayman National Bank And Trust" data-rh="true" />
        <meta property="og:url" content="https://caymanbranconational.com" data-rh="true" />
        <meta property="og:locale" content="en_US" data-rh="true" />
        <meta name="twitter:card" content="summary_large_image" data-rh="true" />
        <meta name="twitter:title" content="BCNBT | Cayman Islands Private Banking &amp; Wealth Management" data-rh="true" />
        <meta name="twitter:description" content="CIMA-regulated private bank in the Cayman Islands serving global families since 2015. Private banking, asset protection, trust services, and faith-aligned wealth management. $1M minimum." data-rh="true" />
        <meta name="twitter:image" content="hero-home.jpg" data-rh="true" />
        <meta name="ai-content-declaration" content="human-authored" data-rh="true" />
        
        <style>
.mobile-menu { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: #801818; z-index: 100; padding: 20px; overflow-y: auto; }
.mobile-menu.active { display: block; }
.mobile-menu-close { position: absolute; top: 16px; right: 16px; color: white; background: none; border: none; font-size: 28px; cursor: pointer; padding: 8px; }
.overlay { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(0,0,0,0.5); z-index: 55; }
.overlay.active { display: block; }
.dropdown-menu { display: none; position: absolute; top: 100%; left: 0; background: #1a1a2e; border: 1px solid rgba(255,255,255,0.1); min-width: 240px; z-index: 60; }
.dropdown-menu.active { display: block; }
.dropdown-menu a { display: block; padding: 12px 20px; color: white; text-decoration: none; font-size: 11px; text-transform: uppercase; letter-spacing: 0.05em; border-bottom: 1px solid rgba(255,255,255,0.05); }
.dropdown-menu a:hover { background: rgba(197,160,89,0.15); color: #c5a059; }
.search-modal { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(0,0,0,0.8); z-index: 200; justify-content: center; align-items: flex-start; padding-top: 100px; }
.search-modal.active { display: flex; }
.search-modal input { width: 90%; max-width: 600px; padding: 16px 24px; font-size: 18px; border: 2px solid #c5a059; background: #1a1a2e; color: white; border-radius: 4px; }
@keyframes ticker { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }
.animate-ticker { animation: ticker 30s linear infinite; }
html { scroll-behavior: smooth; }

@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
}
@keyframes slideUp {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}
@keyframes slideDown {
    from { opacity: 1; transform: translateY(0); }
    to { opacity: 0; transform: translateY(20px); }
}
.abt-hero .max-w-3xl { transition: opacity 0.3s ease-in-out; }
.abt-hero .absolute.inset-0.z-0 img { transition: opacity 0.3s ease-in-out; }
[data-testid="btn-sticky-speak-banker"] { transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1); }
.support-popup { animation: slideUp 0.3s cubic-bezier(0.4, 0, 0.2, 1); }
</style>
    </head>
    <body>
        <div id="root">
            <div class="min-h-screen bg-white text-foreground flex flex-col" dir="ltr">
                <div dir="ltr" class="sticky top-0 z-50">
                    <a href="#main-content" class="sr-only focus:not-sr-only focus:absolute focus:top-2 focus:left-2 focus:z-[9999] focus:bg-[#801818] focus:text-white focus:px-4 focus:py-2 focus:text-sm focus:font-bold focus:rounded">Skip to main content</a>
                   <div class="bg-[#0a0f1e] border-b border-white/10" dir="ltr">
    <div class="flex items-center justify-between px-3 md:px-6">
        <p class="hidden md:block text-white/40 text-[10px] tracking-widest uppercase py-2 shrink-0">
            +1 345 743 1413 &nbsp;·&nbsp;
            info@caymanbranconational.com
        </p>
        <div class="flex items-center ml-auto min-w-0">
            <!-- Language buttons group -->
            <div class="flex items-center border-r border-white/10 shrink-0">
                <button type="button" data-testid="lang-btn-en" title="English" class="relative flex items-center gap-1 px-2.5 sm:px-3 py-2.5 text-[11px] sm:text-xs font-semibold tracking-wider transition-all duration-150 select-none border-r border-white/10 min-w-[40px] min-h-[44px] justify-center text-[#c5a059] bg-white/5">
                    <span class="text-sm sm:text-base leading-none">🇬🇧</span><span class="hidden sm:inline uppercase">EN</span><span class="absolute bottom-0 left-0 right-0 h-[2px] bg-[#c5a059]"></span>
                </button>
                <button type="button" data-testid="lang-btn-zh" title="Chinese" class="relative flex items-center gap-1 px-2.5 sm:px-3 py-2.5 text-[11px] sm:text-xs font-semibold tracking-wider transition-all duration-150 select-none border-r border-white/10 min-w-[40px] min-h-[44px] justify-center text-white/45 hover:text-white/80 hover:bg-white/5">
                    <span class="text-sm sm:text-base leading-none">🇨🇳</span><span class="hidden sm:inline uppercase">中文</span>
                </button>
                <button type="button" data-testid="lang-btn-es" title="Spanish" class="relative flex items-center gap-1 px-2.5 sm:px-3 py-2.5 text-[11px] sm:text-xs font-semibold tracking-wider transition-all duration-150 select-none border-r border-white/10 min-w-[40px] min-h-[44px] justify-center text-white/45 hover:text-white/80 hover:bg-white/5">
                    <span class="text-sm sm:text-base leading-none">🇪🇸</span><span class="hidden sm:inline uppercase">ES</span>
                </button>
                <button type="button" data-testid="lang-btn-ar" title="Arabic" class="relative flex items-center gap-1 px-2.5 sm:px-3 py-2.5 text-[11px] sm:text-xs font-semibold tracking-wider transition-all duration-150 select-none min-w-[40px] min-h-[44px] justify-center text-white/45 hover:text-white/80 hover:bg-white/5">
                    <span class="text-sm sm:text-base leading-none">🇸🇦</span><span class="hidden sm:inline text-xs">عربي</span>
                </button>
            </div>
            
            <!-- FAQ Button - Hidden on mobile -->
            <a href="#faq" class="hidden md:block shrink-0">
                <button type="button" data-testid="btn-nav-faq-topbar" class="flex items-center gap-1.5 px-3 py-2 text-[10px] font-bold tracking-widest uppercase transition-all border-r border-white/10 whitespace-nowrap text-white/70 hover:text-[#c5a059] hover:bg-white/5">
                    FAQ
                </button>
            </a>
            
            <!-- Client Login - Compact on mobile -->
            <a href="/user/login" class="hidden sm:block shrink-0">
                <button type="button" data-testid="btn-open-account" class="flex items-center gap-1.5 text-white/90 hover:text-[#c5a059] hover:bg-white/5 transition-all px-2.5 sm:px-4 py-[9px] text-[10px] uppercase tracking-widest font-bold whitespace-nowrap">
                    <svg class="h-3 w-3 fill-current shrink-0" viewBox="0 0 24 24"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z"></path></svg>
                    <span class="hidden sm:inline">Client Login</span>
                    <span class="sm:hidden">Login</span>
                </button>
            </a>
            
            <!-- Client Portal - Compact on mobile, always visible -->
            <button type="button" data-testid="btn-client-login" class="flex items-center gap-1 sm:gap-2 bg-[#c5a059] hover:bg-[#b08d4a] text-black transition-colors px-2.5 sm:px-5 py-[9px] text-[9px] sm:text-[10px] uppercase tracking-widest font-bold whitespace-nowrap shrink-0 rounded-sm sm:rounded-none">
                <svg class="h-3 w-3 fill-current shrink-0 hidden sm:block" viewBox="0 0 24 24"><path d="M12 12c2.7 0 4.8-2.1 4.8-4.8S14.7 2.4 12 2.4 7.2 4.5 7.2 7.2 9.3 12 12 12zm0 2.4c-3.2 0-9.6 1.6-9.6 4.8v2.4h19.2v-2.4c0-3.2-6.4-4.8-9.6-4.8z"></path></svg>
                <span class="hidden sm:inline">Client Portal</span>
                <span class="sm:hidden">Portal</span>
            </button>
        </div>
    </div>
</div>
                    <header class="bg-[#801818] px-4 md:px-6 py-3 flex items-center justify-between z-50 relative" dir="ltr">
                        <a href="#home"><img src="/abt-logo.png" alt="Branco Cayman National Bank And Trust" class="h-12 md:h-14 w-auto cursor-pointer" /></a>
                        <nav class="hidden xl:flex gap-1 font-medium text-[10px] text-white/90 uppercase tracking-widest items-center">
                            <div class="relative"><a href="#home"><span class="px-3 py-2 flex items-center gap-1 hover:text-[#c5a059] transition-colors cursor-pointer"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-house h-3 w-3"><path d="M15 21v-8a1 1 0 0 0-1-1h-4a1 1 0 0 0-1 1v8"></path><path d="M3 10a2 2 0 0 1 .709-1.528l7-5.999a2 2 0 0 1 2.582 0l7 5.999A2 2 0 0 1 21 10v9a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path></svg>Home</span></a></div>
                            <div class="relative">
                                <button type="button" class="px-3 py-2 flex items-center gap-1 hover:text-[#c5a059] transition-colors" data-testid="nav-services">
                                    Services<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down h-3 w-3 transition-transform"><path d="m6 9 6 6 6-6"></path></svg>
                                </button>
                            </div>
                            <div class="relative">
                                <button type="button" class="px-3 py-2 flex items-center gap-1 hover:text-[#c5a059] transition-colors" data-testid="nav-who-we-serve">
                                    Who We Serve<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down h-3 w-3 transition-transform"><path d="m6 9 6 6 6-6"></path></svg>
                                </button>
                            </div>
                            <div class="relative"><a href="#market-insights"><span class="px-3 py-2 flex items-center gap-1 hover:text-[#c5a059] transition-colors cursor-pointer">Market Insights</span></a></div>
                            <div class="relative"><a href="#market-dashboard"><span class="px-3 py-2 flex items-center gap-1 hover:text-[#c5a059] transition-colors cursor-pointer">Market Dashboard</span></a></div>
                            <div class="relative"><a href="#insights"><span class="px-3 py-2 flex items-center gap-1 hover:text-[#c5a059] transition-colors cursor-pointer">Insights &amp; Library</span></a></div>
                            <div class="relative"><a href="#faq"><span class="px-3 py-2 flex items-center gap-1 hover:text-[#c5a059] transition-colors cursor-pointer">FAQ</span></a></div>
                            <div class="relative"><a href="#contact"><span class="px-3 py-2 flex items-center gap-1 hover:text-[#c5a059] transition-colors cursor-pointer">Contact</span></a></div>
                        </nav>
                        <div class="hidden xl:flex items-center gap-4">
                            <button data-testid="btn-site_header-search-424" type="button" class="flex items-center gap-2 border border-white/30 hover:border-[#c5a059] bg-white/10 hover:bg-white/20 text-white hover:text-[#c5a059] transition-all px-4 py-2 rounded-sm text-[11px] uppercase tracking-widest font-bold whitespace-nowrap" title="Search (⌘K)">
                                <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-search h-4 w-4 shrink-0"><circle cx="11" cy="11" r="8"></circle><path d="m21 21-4.3-4.3"></path></svg><span>Search</span>
                            </button>
                            <div class="flex items-center gap-2 text-white/50 text-[9px] uppercase tracking-widest"><span class="w-px h-5 bg-white/20"></span>CIMA Regulated</div>
                        </div>
                        <button type="button" data-testid="btn-mobile-menu" class="xl:hidden flex items-center justify-center w-10 h-10 text-white/80 hover:text-white transition-colors" aria-label="Open menu">
                            <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-menu h-6 w-6"><line x1="4" x2="20" y1="12" y2="12"></line><line x1="4" x2="20" y1="6" y2="6"></line><line x1="4" x2="20" y1="18" y2="18"></line></svg>
                        </button>
                    </header>
                    <a href="#contact"><button type="button" data-testid="btn-sticky-speak-banker" class="fixed z-50 flex items-center gap-2 bg-[#801818] hover:bg-[#6b1414] text-white text-[11px] font-bold uppercase tracking-widest px-5 py-3 shadow-2xl transition-all duration-200 border border-[#c5a059]/30 hover:border-[#c5a059]" style="bottom: 1.5rem; right: 1.5rem">
                        <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-phone h-3.5 w-3.5 text-[#c5a059]"><path d="M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z"></path></svg>Speak to a Banker
                    </button></a>
                </div>
                
                <!-- MARKET TICKER -->
                <div class="py-2.5 overflow-hidden border-b bg-slate-900 border-slate-800" aria-label="Live market indices" data-testid="live-market-ticker">
                    <div class="animate-ticker inline-flex gap-8 whitespace-nowrap">
                        <span class="inline-flex items-center gap-2 text-xs shrink-0"><span class="font-bold text-[#c5a059]">S&amp;P 500</span><span class="text-white font-mono font-bold tabular-nums">7,398.93</span><span class="font-semibold tabular-nums text-emerald-400">▲ 0.84%</span><span class="text-white/20">·</span></span>
                        <span class="inline-flex items-center gap-2 text-xs shrink-0"><span class="font-bold text-[#c5a059]">Dow Jones</span><span class="text-white font-mono font-bold tabular-nums">49,609.16</span><span class="font-semibold tabular-nums text-emerald-400">▲ 0.02%</span><span class="text-white/20">·</span></span>
                        <span class="inline-flex items-center gap-2 text-xs shrink-0"><span class="font-bold text-[#c5a059]">NASDAQ</span><span class="text-white font-mono font-bold tabular-nums">26,247.08</span><span class="font-semibold tabular-nums text-emerald-400">▲ 1.71%</span><span class="text-white/20">·</span></span>
                        <span class="inline-flex items-center gap-2 text-xs shrink-0"><span class="font-bold text-[#c5a059]">Gold</span><span class="text-white font-mono font-bold tabular-nums">4,730.70</span><span class="font-semibold tabular-nums text-emerald-400">▲ 0.42%</span><span class="text-white/20">·</span></span>
                        <span class="inline-flex items-center gap-2 text-xs shrink-0"><span class="font-bold text-[#c5a059]">S&amp;P 500</span><span class="text-white font-mono font-bold tabular-nums">7,398.93</span><span class="font-semibold tabular-nums text-emerald-400">▲ 0.84%</span><span class="text-white/20">·</span></span>
                        <span class="inline-flex items-center gap-2 text-xs shrink-0"><span class="font-bold text-[#c5a059]">Dow Jones</span><span class="text-white font-mono font-bold tabular-nums">49,609.16</span><span class="font-semibold tabular-nums text-emerald-400">▲ 0.02%</span><span class="text-white/20">·</span></span>
                        <span class="inline-flex items-center gap-2 text-xs shrink-0"><span class="font-bold text-[#c5a059]">NASDAQ</span><span class="text-white font-mono font-bold tabular-nums">26,247.08</span><span class="font-semibold tabular-nums text-emerald-400">▲ 1.71%</span><span class="text-white/20">·</span></span>
                        <span class="inline-flex items-center gap-2 text-xs shrink-0"><span class="font-bold text-[#c5a059]">Gold</span><span class="text-white font-mono font-bold tabular-nums">4,730.70</span><span class="font-semibold tabular-nums text-emerald-400">▲ 0.42%</span><span class="text-white/20">·</span></span>
                    </div>
                </div>
                
                <main id="main-content" class="flex-1 flex flex-col">
                    
                    <!-- HERO SECTION -->
                    <section id="home" class="abt-hero relative min-h-[720px] flex items-center bg-[#0f1e33] overflow-hidden" style="text-align: unset; padding: unset">
                        <div class="absolute inset-0 z-0">
                            <img src="/scenic-sea.jpg" alt="BCNBT — Cayman Islands Private Banking" class="absolute inset-0 w-full h-full object-cover" style="opacity: 0.55" />
                            <div class="absolute inset-0 bg-gradient-to-r from-[#801818]/80 via-[#801818]/45 to-transparent"></div>
                        </div>
                        <div class="container mx-auto px-6 z-10 py-28 relative">
                            <div class="max-w-3xl" style="opacity: 1; transform: none">
                                <p class="text-[#c5a059] uppercase tracking-[0.3em] text-xs font-bold mb-6">Faith-Aligned Banking &amp; Islamic Finance</p>
                                <h1 class="font-serif text-4xl md:text-6xl font-bold text-white leading-tight mb-8">Banking That Honors Your Values</h1>
                                <p class="text-lg text-white/85 leading-relaxed font-light mb-10 max-w-2xl">AAOIFI-certified — Murabaha, Sukuk, Wakalah investment structures, Zakat management, Takaful insurance, and Islamic estate planning through Cayman Waqf trusts.</p>
                                <div class="flex flex-wrap gap-4">
                                    <a href="#faith-aligned"><button class="inline-flex items-center justify-center gap-2 whitespace-nowrap focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring/60 focus-visible:ring-offset-1 disabled:pointer-events-none disabled:opacity-50 transition-[transform,box-shadow,background] duration-200 hover-elevate active-elevate-2 border border-primary-border bg-[linear-gradient(180deg,hsl(var(--primary)/0.96),hsl(var(--primary)))] shadow-[0_1px_0_0_rgba(255,255,255,0.15)_inset,0_1px_2px_rgba(0,0,0,0.18),0_4px_10px_-4px_hsl(var(--primary)/0.55)] hover:shadow-[0_1px_0_0_rgba(255,255,255,0.2)_inset,0_2px_3px_rgba(0,0,0,0.2),0_10px_20px_-8px_hsl(var(--primary)/0.55)] min-h-9 py-2 bg-[#c5a059] hover:bg-[#b08d4a] text-white rounded-none px-10 h-14 text-sm uppercase tracking-[0.2em] font-bold">Learn More<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right ml-2 h-4 w-4"><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></button></a>
                                    <a href="/user/login"><button class="inline-flex items-center justify-center gap-2 whitespace-nowrap focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring/60 focus-visible:ring-offset-1 disabled:pointer-events-none disabled:opacity-50 transition-[transform,box-shadow,background] duration-200 hover-elevate active-elevate-2 border [border-color:var(--button-outline)] shadow-xs active:shadow-none min-h-9 py-2 border-white text-white hover:bg-white hover:text-[#801818] rounded-none px-10 h-14 text-sm uppercase tracking-[0.2em] font-bold">Login Now</button></a>
                                </div>
                                <a href="#wealth-profile" data-testid="hero-cta-wealth-profile" class="inline-flex items-center gap-2 mt-5 px-6 py-3 rounded-full text-sm font-bold text-[#c5a059] border border-[#c5a059]/40 bg-[#c5a059]/10 backdrop-blur-sm hover:bg-[#c5a059]/20 hover:border-[#c5a059]/60 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-trending-up h-4 w-4"><polyline points="22 7 13.5 15.5 8.5 10.5 2 17"></polyline><polyline points="16 7 22 7 22 13"></polyline></svg>Discover Your Investment Profile<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right h-3.5 w-3.5"><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></a>
                            </div>
                            <div class="absolute bottom-10 right-6 md:right-16 flex items-center gap-4 z-20">
                                <button type="button" class="w-10 h-10 border border-white/30 flex items-center justify-center text-white hover:bg-white/10 transition-colors" aria-label="Previous slide"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-left h-5 w-5"><path d="m15 18-6-6 6-6"></path></svg></button>
                                <div class="flex items-center gap-2">
                                    <button type="button" aria-label="Go to slide 1" class="transition-all duration-300 w-3 h-[3px] bg-white/40 hover:bg-white/70"></button>
                                    <button type="button" aria-label="Go to slide 2" class="transition-all duration-300 w-3 h-[3px] bg-white/40 hover:bg-white/70"></button>
                                    <button type="button" aria-label="Go to slide 3" class="transition-all duration-300 w-3 h-[3px] bg-white/40 hover:bg-white/70"></button>
                                    <button type="button" aria-label="Go to slide 4" class="transition-all duration-300 w-3 h-[3px] bg-white/40 hover:bg-white/70"></button>
                                    <button type="button" aria-label="Go to slide 5" class="transition-all duration-300 w-8 h-[3px] bg-[#c5a059]"></button>
                                </div>
                                <button type="button" class="w-10 h-10 border border-white/30 flex items-center justify-center text-white hover:bg-white/10 transition-colors" aria-label="Next slide"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-5 w-5"><path d="m9 18 6-6-6-6"></path></svg></button>
                            </div>
                        </div>
                    </section>

                    <!-- TRUST BAR -->
                    <div class="bg-[#0a0f1e] border-b border-[#c5a059]/40 py-3">
                        <div class="container mx-auto px-6 max-w-5xl">
                            <div class="flex flex-wrap items-center justify-center gap-x-8 gap-y-2">
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ CIMA Licensed</span>
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ FATCA Compliant</span>
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ OECD CRS Reporting</span>
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ Independently Audited</span>
                                <span class="text-[#c5a059] text-[10px] uppercase tracking-widest font-bold">✓ US Persons Welcome</span>
                            </div>
                        </div>
                    </div>

                  <!-- OPEN ACCOUNT & QR SECTION -->
<section class="bg-[#0a0f1e] border-b-4 border-[#c5a059]">
    <div class="container mx-auto px-6 max-w-5xl">
        <div class="flex flex-col lg:flex-row items-stretch">
            <div class="flex flex-col md:flex-row items-center gap-6 py-8 px-4 md:px-8 flex-1">
                <div class="flex-shrink-0 w-14 h-14 bg-[#c5a059] flex items-center justify-center">
                    <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right h-6 w-6 text-white"><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg>
                </div>
                <div class="flex-1 min-w-0 text-center md:text-left">
                    <p class="text-[#c5a059] text-xs uppercase tracking-widest font-bold mb-1">New Clients</p>
                    <h3 class="text-white font-serif text-xl font-bold mb-1">Login to Private Account</h3>
                    <p class="text-white/50 text-xs leading-relaxed">Minimum USD $1,000,000 · CIMA Regulated · Cayman Islands · Founded 2015</p>
                </div>
                <a data-testid="cta-apply-now" href="/user/login" class="flex-shrink-0"><button class="inline-flex items-center justify-center gap-2 focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring/60 focus-visible:ring-offset-1 disabled:pointer-events-none disabled:opacity-50 transition-[transform,box-shadow,background] duration-200 hover-elevate active-elevate-2 border border-primary-border bg-[linear-gradient(180deg,hsl(var(--primary)/0.96),hsl(var(--primary)))] shadow-[0_1px_0_0_rgba(255,255,255,0.15)_inset,0_1px_2px_rgba(0,0,0,0.18),0_4px_10px_-4px_hsl(var(--primary)/0.55)] hover:shadow-[0_1px_0_0_rgba(255,255,255,0.2)_inset,0_2px_3px_rgba(0,0,0,0.2),0_10px_20px_-8px_hsl(var(--primary)/0.55)] min-h-9 py-2 bg-[#c5a059] hover:bg-[#b08d4a] text-white rounded-lg px-8 h-11 text-xs uppercase tracking-widest font-bold whitespace-nowrap">Login Now →</button></a>
            </div>
            <div class="hidden lg:block w-px bg-white/10 my-4"></div>
            <div class="lg:hidden h-px bg-white/10 mx-8"></div>
            <div class="flex flex-col items-center py-6 px-8 flex-shrink-0 min-w-[220px]" data-testid="landing-qr-section">
                <div class="bg-white rounded px-2 py-1 mb-3 shadow-sm"><img src="/abt-logo.png" style="
    background: #801818;
" alt="BCNBT" class="h-6 w-auto" /></div>
                <div class="flex gap-1 bg-white/10 rounded p-0.5 w-full mb-3">
                    <button type="button" data-testid="qr-toggle-application" class="flex-1 text-[10px] py-1.5 rounded transition-colors font-bold uppercase tracking-widest bg-[#c5a059] text-[#0a0f1e]">Apply</button>
                    <button type="button" data-testid="qr-toggle-website" class="flex-1 text-[10px] py-1.5 rounded transition-colors font-bold uppercase tracking-widest text-white/50 hover:text-white">Website</button>
                </div>
                <div class="bg-white border-4 border-[#c5a059] p-3 mb-3 shadow-lg">
                    <img id="qr-code-image" src="https://api.qrserver.com/v1/create-qr-code/?size=120x120&data=https://caymanbranconational.com/user/login&bgcolor=ffffff&color=0a0f1e&format=png&qzone=2&margin=0" alt="QR Code - Scan to Apply" width="120" height="120" style="display:block;" />
                </div>
                <p class="text-[#c5a059] text-[9px] uppercase tracking-widest font-bold mb-1 text-center">Scan to Begin Application</p>
                <p class="text-white/30 text-[9px] font-mono text-center truncate max-w-[200px]" id="qr-url-display">caymanbranconational.com/user/login</p>
            </div>
        </div>
    </div>
</section>

                    <!-- SERVICES SECTION -->
                    <section id="services-section" class="py-16" data-testid="section-quick-services" style="background: linear-gradient(rgb(15, 30, 51) 0%, rgb(22, 42, 69) 100%);">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <div class="text-center mb-10">
                                <p class="text-[#c5a059] uppercase tracking-[0.3em] text-xs font-bold mb-3">What We Offer</p>
                                <h2 class="font-serif text-3xl md:text-4xl text-white font-bold">Our Services</h2>
                                <p class="text-white/50 text-sm mt-3 max-w-xl mx-auto">Select a service below to learn more. Each is designed for clients who expect the highest standard of private banking.</p>
                            </div>
                            <div class="grid grid-cols-1 sm:grid-cols-2 lg:grid-cols-3 gap-4">
                                <a href="#private-banking"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-landmark h-5 w-5 text-[#c5a059]"><line x1="3" x2="21" y1="22" y2="22"></line><line x1="6" x2="6" y1="18" y2="11"></line><line x1="10" x2="10" y1="18" y2="11"></line><line x1="14" x2="14" y1="18" y2="11"></line><line x1="18" x2="18" y1="18" y2="11"></line><polygon points="12 2 20 7 4 7"></polygon></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Accounts &amp; Credit</span><h3 class="text-white font-bold text-sm leading-tight">Private Banking</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Multi-currency accounts, personal and business banking, and dedicated wealth advisory.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                                <a href="#asset-protection"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield h-5 w-5 text-[#c5a059]"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Wealth Shielding</span><h3 class="text-white font-bold text-sm leading-tight">Asset Protection</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Offshore structures that protect wealth from litigation, instability, and overreach.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                                <a href="#investment-management"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-trending-up h-5 w-5 text-[#c5a059]"><polyline points="22 7 13.5 15.5 8.5 10.5 2 17"></polyline><polyline points="16 7 22 7 22 13"></polyline></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Portfolio Growth</span><h3 class="text-white font-bold text-sm leading-tight">Investment Management</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Discretionary portfolios and institutional-grade strategies for long-term growth.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                                <a href="#trust-services"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-scale h-5 w-5 text-[#c5a059]"><path d="m16 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z"></path><path d="m2 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z"></path><path d="M7 21h10"></path><path d="M12 3v18"></path><path d="M3 7h2c2 0 5-1 7-2 2 1 5 2 7 2h2"></path></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Legacy &amp; Succession</span><h3 class="text-white font-bold text-sm leading-tight">Trust &amp; Estate Planning</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">STAR Trusts, Dynasty Trusts, and faith-aligned trusts under Cayman law.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                                <a href="#faith-aligned"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-5 w-5 text-[#c5a059]"><polygon points="12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"></polygon></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Islamic Finance</span><h3 class="text-white font-bold text-sm leading-tight">Faith-Aligned Banking</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">AAOIFI-certified — sukuk, Zakat management, Takaful, and Islamic estate planning.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                                <a href="#insurance"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-umbrella h-5 w-5 text-[#c5a059]"><path d="M22 12a10.06 10.06 1 0 0-20 0Z"></path><path d="M12 12v8a2 2 0 0 0 4 0"></path><path d="M12 2v1"></path></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Risk &amp; Coverage</span><h3 class="text-white font-bold text-sm leading-tight">Insurance Services</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Captive insurance, life insurance, Key Man, and Kidnap &amp; Ransom policies.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                                <a href="#corporate-services"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-building2 h-5 w-5 text-[#c5a059]"><path d="M6 22V4a2 2 0 0 1 2-2h8a2 2 0 0 1 2 2v18Z"></path><path d="M6 12H4a2 2 0 0 0-2 2v6a2 2 0 0 0 2 2h2"></path><path d="M18 9h2a2 2 0 0 1 2 2v9a2 2 0 0 1-2 2h-2"></path><path d="M10 6h4"></path><path d="M10 10h4"></path><path d="M10 14h4"></path><path d="M10 18h4"></path></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Business Banking</span><h3 class="text-white font-bold text-sm leading-tight">Corporate &amp; Institutional</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Corporate accounts, trade finance, and treasury services for global enterprises.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                                <a href="#market-insights"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chart-column h-5 w-5 text-[#c5a059]"><path d="M3 3v16a2 2 0 0 0 2 2h16"></path><path d="M18 17V9"></path><path d="M13 17V5"></path><path d="M8 17v-3"></path></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Research &amp; Analysis</span><h3 class="text-white font-bold text-sm leading-tight">Market Insights</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Proprietary economic research, market commentary, and investment outlooks.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                                <a href="#citizenship"><div class="group rounded-lg p-6 h-full flex flex-col cursor-pointer transition-all duration-300 hover:-translate-y-1" style="background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); box-shadow: rgba(0,0,0,0.15) 0px 2px 8px;">
                                    <div class="flex items-start gap-4 mb-3"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[#c5a059]/10 group-hover:bg-[#c5a059]/20 flex items-center justify-center transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-plane h-5 w-5 text-[#c5a059]"><path d="M17.8 19.2 16 11l3.5-3.5C21 6 21.5 4 21 3c-1-.5-3 0-4.5 1.5L13 8 4.8 6.2c-.5-.1-.9.1-1.1.5l-.3.5c-.2.5-.1 1 .3 1.3L9 12l-2 3H4l-1 1 3 2 2 3 1-1v-3l3-2 3.5 5.3c.3.4.8.5 1.3.3l.5-.2c.4-.3.6-.7.5-1.2z"></path></svg></div><div class="min-w-0"><span class="text-[10px] uppercase tracking-widest text-[#c5a059]/70 font-bold block mb-0.5">Global Mobility</span><h3 class="text-white font-bold text-sm leading-tight">Citizenship by Investment</h3></div></div>
                                    <p class="text-white/50 group-hover:text-white/70 text-xs leading-relaxed flex-1 transition-colors">Second passport and residency programmes with integrated wealth structuring.</p>
                                    <div class="mt-4 flex items-center gap-1 text-[#c5a059] group-hover:text-[#dbc07a] text-xs font-bold uppercase tracking-wider transition-colors">Explore <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right h-3.5 w-3.5 group-hover:translate-x-1 transition-transform"><path d="m9 18 6-6-6-6"></path></svg></div>
                                </div></a>
                            </div>
                        </div>
                    </section>

                    <!-- DETAILED SERVICE SECTIONS -->
                    <section id="private-banking" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Private Banking</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Our private banking services provide internationally mobile families with multi-currency accounts, dedicated relationship managers, and institutional-grade wealth management strategies. We serve clients across 50+ nations with a minimum account size of $1M USD.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Multi-currency accounts (USD, EUR, GBP, CHF, CAD)</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Dedicated relationship manager</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Personal and business banking solutions</span></li>
                                    </ul>
                                </div>
                                <div class="bg-slate-50 p-8 rounded-xl"><h3 class="font-bold text-xl mb-4">Key Benefits</h3><p class="text-slate-600">Zero-lending model ensures your deposits are never at risk from loan defaults. CIMA-regulated with full FATCA and CRS compliance.</p></div>
                            </div>
                        </div>
                    </section>

                    <section id="asset-protection" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Asset Protection</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div>
                                    <p class="text-lg text-slate-700 leading-relaxed mb-6">Protect your wealth with offshore structures designed to shield assets from litigation, political instability, and regulatory overreach.</p>
                                    <ul class="space-y-3">
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Cayman Islands statutory trust protection</span></li>
                                        <li class="flex items-start gap-3"><svg class="h-5 w-5 text-[#c5a059] mt-0.5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5 13l4 4L19 7"></path></svg><span>Firewall provisions against foreign judgments</span></li>
                                    </ul>
                                </div>
                                <div class="bg-white p-8 rounded-xl shadow-lg"><h3 class="font-bold text-xl mb-4">Why Cayman Islands?</h3><p class="text-slate-600">The Cayman Islands offers firewall provisions that provide robust protection for trust assets.</p></div>
                            </div>
                        </div>
                    </section>

                    <section id="investment-management" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Investment Management</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div><p class="text-lg text-slate-700 leading-relaxed mb-6">Access institutional-grade investment strategies tailored to your risk profile and long-term objectives.</p></div>
                                <div class="bg-slate-50 p-8 rounded-xl"><h3 class="font-bold text-xl mb-4">Investment Approach</h3><p class="text-slate-600">We employ a disciplined, research-driven approach to portfolio construction.</p></div>
                            </div>
                        </div>
                    </section>

                    <section id="trust-services" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Trust & Estate Planning</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div><p class="text-lg text-slate-700 leading-relaxed mb-6">Establish multi-generational wealth structures under Cayman Islands law with 150-year perpetuity.</p></div>
                                <div class="bg-white p-8 rounded-xl shadow-lg"><h3 class="font-bold text-xl mb-4">Legacy Planning</h3><p class="text-slate-600">Cayman trusts provide robust asset protection with firewall provisions and confidentiality.</p></div>
                            </div>
                        </div>
                    </section>

                    <section id="faith-aligned" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Faith-Aligned Banking</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div><p class="text-lg text-slate-700 leading-relaxed mb-6">AAOIFI-certified Islamic banking solutions including Murabaha, Sukuk, Wakalah, Zakat management, and Takaful insurance.</p></div>
                                <div class="bg-slate-50 p-8 rounded-xl"><h3 class="font-bold text-xl mb-4">AAOIFI Certified</h3><p class="text-slate-600">All products structured in compliance with AAOIFI standards.</p></div>
                            </div>
                        </div>
                    </section>

                    <section id="insurance" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Insurance Services</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div><p class="text-lg text-slate-700 leading-relaxed mb-6">Comprehensive insurance solutions including captive insurance, life insurance, Key Man, and Kidnap & Ransom policies.</p></div>
                                <div class="bg-white p-8 rounded-xl shadow-lg"><h3 class="font-bold text-xl mb-4">Risk Management</h3><p class="text-slate-600">Integrated insurance solutions with your overall wealth management strategy.</p></div>
                            </div>
                        </div>
                    </section>

                    <section id="corporate-services" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Corporate & Institutional</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div><p class="text-lg text-slate-700 leading-relaxed mb-6">Corporate accounts, trade finance, and treasury services for global enterprises.</p></div>
                                <div class="bg-slate-50 p-8 rounded-xl"><h3 class="font-bold text-xl mb-4">Global Reach</h3><p class="text-slate-600">Supporting international business operations with regulatory expertise.</p></div>
                            </div>
                        </div>
                    </section>

                    <section id="market-insights" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Market Insights</h2>
                            <p class="text-lg text-slate-700 leading-relaxed mb-6">Access proprietary economic research, market commentary, and investment outlooks from our team of experienced analysts.</p>
                        </div>
                    </section>

                    <section id="market-dashboard" class="py-20 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Market Dashboard</h2>
                            <p class="text-lg text-slate-700 leading-relaxed mb-6">Real-time market data and interactive charts for informed investment decisions.</p>
                        </div>
                    </section>

                    <section id="citizenship" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8">Citizenship by Investment</h2>
                            <div class="grid md:grid-cols-2 gap-12">
                                <div><p class="text-lg text-slate-700 leading-relaxed mb-6">Second passport and residency programmes with integrated wealth structuring across the Caribbean and Europe.</p></div>
                                <div class="bg-white p-8 rounded-xl shadow-lg"><h3 class="font-bold text-xl mb-4">Global Mobility</h3><p class="text-slate-600">Combine citizenship planning with comprehensive wealth management.</p></div>
                            </div>
                        </div>
                    </section>

                    <!-- WHO WE SERVE -->
                    <section id="who-we-serve" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-8 text-center">Who We Serve</h2>
                            <div class="grid md:grid-cols-2 lg:grid-cols-4 gap-6">
                                <div class="bg-white p-8 rounded-xl shadow-lg text-center"><h3 class="font-bold text-xl mb-2">Entrepreneurs</h3><p class="text-slate-600 text-sm">Banking solutions for business owners with international operations.</p></div>
                                <div class="bg-white p-8 rounded-xl shadow-lg text-center"><h3 class="font-bold text-xl mb-2">International Families</h3><p class="text-slate-600 text-sm">Wealth management for families across multiple jurisdictions.</p></div>
                                <div class="bg-white p-8 rounded-xl shadow-lg text-center"><h3 class="font-bold text-xl mb-2">Corporate & Institutional</h3><p class="text-slate-600 text-sm">Corporate banking for global enterprises.</p></div>
                                <div class="bg-white p-8 rounded-xl shadow-lg text-center"><h3 class="font-bold text-xl mb-2">Faith-Aligned Clients</h3><p class="text-slate-600 text-sm">Shariah-compliant banking solutions.</p></div>
                            </div>
                        </div>
                    </section>

                    <!-- WEALTH PROFILE -->
                    <section id="wealth-profile" class="py-20 bg-slate-50" data-testid="section-wealth-profile">
                        <div class="container mx-auto px-6 max-w-4xl">
                            <div class="text-center mb-10">
                                <p class="text-[#c5a059] uppercase tracking-[0.3em] text-xs font-bold mb-3">Private Wealth Assessment</p>
                                <h2 class="font-serif text-3xl md:text-4xl text-[#801818] font-bold mb-4">Discover Your Investment Profile</h2>
                                <p class="text-muted-foreground max-w-2xl mx-auto">Complete our confidential risk assessment to understand your investor profile.</p>
                            </div>
                            <div class="max-w-lg mx-auto">
                                <div class="bg-white rounded-2xl shadow-lg p-8 border border-slate-100">
                                    <div class="text-center mb-6"><h3 class="font-serif text-xl font-bold text-[#801818] mb-2">Start Your Free Assessment</h3></div>
                                    <form class="space-y-4">
                                        <div class="grid grid-cols-2 gap-3">
                                            <div><label class="block text-xs font-semibold text-slate-700 mb-1">First Name <span class="text-red-500">*</span></label><input type="text" required="" class="w-full px-3 py-2.5 border border-slate-200 rounded-lg text-sm" placeholder="First name" /></div>
                                            <div><label class="block text-xs font-semibold text-slate-700 mb-1">Last Name <span class="text-red-500">*</span></label><input type="text" required="" class="w-full px-3 py-2.5 border border-slate-200 rounded-lg text-sm" placeholder="Last name" /></div>
                                        </div>
                                        <div><label class="block text-xs font-semibold text-slate-700 mb-1">Email Address <span class="text-red-500">*</span></label><input type="email" required="" class="w-full px-3 py-2.5 border border-slate-200 rounded-lg text-sm" placeholder="you@example.com" /></div>
                                        <button type="submit" class="w-full py-3 rounded-lg text-white font-semibold text-sm transition-all hover:opacity-90 disabled:opacity-50 bg-[#801818]">Start Assessment</button>
                                    </form>
                                </div>
                            </div>
                        </div>
                    </section>

                    <!-- INSIGHTS -->
                    <section id="insights" class="py-24 bg-white">
                        <div class="container mx-auto px-6 max-w-6xl">
                            <h2 class="font-serif text-4xl md:text-5xl text-[#801818] font-bold mb-12">Latest from BCNBT</h2>
                            <div class="grid md:grid-cols-3 gap-8">
                                <div class="group cursor-pointer"><div class="aspect-video overflow-hidden mb-5"><img src="/cayman-ocean.jpg" alt="Outlook 2026" class="w-full h-full object-cover transition-transform duration-500 group-hover:scale-105" /></div><h3 class="font-serif text-lg font-bold text-slate-900 mb-3">Private Banking Outlook 2026</h3></div>
                                <div class="group cursor-pointer"><div class="aspect-video overflow-hidden mb-5"><img src="/hero-trust.jpg" alt="Trust Guide" class="w-full h-full object-cover transition-transform duration-500 group-hover:scale-105" /></div><h3 class="font-serif text-lg font-bold text-slate-900 mb-3">Trust Structures Guide</h3></div>
                                <div class="group cursor-pointer"><div class="aspect-video overflow-hidden mb-5"><img src="/hero-citizenship.jpg" alt="CBI 2025" class="w-full h-full object-cover transition-transform duration-500 group-hover:scale-105" /></div><h3 class="font-serif text-lg font-bold text-slate-900 mb-3">Citizenship by Investment 2025</h3></div>
                            </div>
                        </div>
                    </section>

                    <!-- FAQ -->
                    <section id="faq" class="py-20 bg-slate-50">
                        <div class="container mx-auto px-6 max-w-4xl">
                            <h2 class="font-serif text-4xl text-[#801818] font-bold mb-12 text-center">Frequently Asked Questions</h2>
                            <div class="space-y-4">
                                <div class="bg-white p-6 rounded-xl shadow"><h3 class="font-bold text-lg mb-2">What is the minimum account size?</h3><p class="text-slate-600">USD $1,000,000 for private banking services.</p></div>
                                <div class="bg-white p-6 rounded-xl shadow"><h3 class="font-bold text-lg mb-2">Are US persons accepted?</h3><p class="text-slate-600">Yes, we welcome US persons and are fully FATCA compliant.</p></div>
                                <div class="bg-white p-6 rounded-xl shadow"><h3 class="font-bold text-lg mb-2">How is BCNBT regulated?</h3><p class="text-slate-600">Licensed and regulated by CIMA under Category B Banking and Trust License.</p></div>
                                <div class="bg-white p-6 rounded-xl shadow"><h3 class="font-bold text-lg mb-2">How do I open an account?</h3><p class="text-slate-600">Visit our <a href="/user/login" class="text-[#c5a059] hover:underline">Client Login</a> page to begin.</p></div>
                            </div>
                        </div>
                    </section>

                    <!-- CONTACT -->
                    <section id="contact" class="py-24 bg-white">
                        <div class="container mx-auto px-6 max-w-4xl text-center">
                            <h2 class="font-serif text-4xl md:text-5xl text-[#801818] font-bold mb-6">Contact BCNBT</h2>
                            <p class="text-muted-foreground text-lg leading-relaxed mb-10">Your first step begins with a confidential conversation.</p>
                            <div class="grid md:grid-cols-3 gap-8 text-left mb-12">
                                <div class="bg-slate-50 p-6 rounded-xl"><h3 class="font-bold text-lg mb-3">📍 Address</h3><p class="text-slate-600 text-sm">64 Earth Close, 2A3 Landmark Square<br>Grand Cayman KY1-1202<br>Cayman Islands</p></div>
                                <div class="bg-slate-50 p-6 rounded-xl"><h3 class="font-bold text-lg mb-3">📞 Contact</h3><p class="text-slate-600 text-sm">Tel: +1 (345) 743-1413<br>Email: info@caymanbranconational.com</p></div>
                                <div class="bg-slate-50 p-6 rounded-xl"><h3 class="font-bold text-lg mb-3">🕐 Hours</h3><p class="text-slate-600 text-sm">Monday – Friday<br>9:00 AM – 5:00 PM (EST)</p></div>
                            </div>
                            <a href="/user/login"><button class="inline-flex items-center justify-center gap-2 bg-[#801818] hover:bg-[#6a1414] text-white rounded-none px-12 h-14 text-sm uppercase tracking-[0.2em] font-bold">Login to Private Account</button></a>
                        </div>
                    </section>

                </main>

                <!-- DISCLAIMER -->
                <section class="py-10 bg-slate-50 border-t border-border/50">
                    <div class="container mx-auto px-6 max-w-5xl text-center space-y-4">
                        <p class="text-xs text-muted-foreground leading-relaxed"><strong>Branco Cayman National Bank And Trust</strong> — Licensed and regulated by the Cayman Islands Monetary Authority (CIMA).</p>
                        <p class="text-xs text-muted-foreground leading-relaxed">This website is for informational purposes only and does not constitute an offer or solicitation.</p>
                    </div>
                </section>

                <!-- FOOTER -->
                <footer class="bg-[#801818] py-14">
                    <div class="container mx-auto px-6 max-w-6xl">
                        <div class="grid md:grid-cols-5 gap-8 mb-10">
                            <div class="md:col-span-2">
                                <img src="/abt-logo.png" alt="BCNBT" class="h-12 w-auto mb-4" />
                                <p class="text-white/60 text-xs leading-relaxed mb-4">Branco Cayman National Bank And Trust<br />64 Earth Close, 2A3 Landmark Square<br />Grand Cayman KY1-1202, Cayman Islands</p>
                                <p class="text-white/60 text-xs mb-1">Tel: <a href="tel:+13457431413" class="hover:text-[#c5a059] transition-colors">+1 (345) 743-1413</a></p>
                                <p class="text-white/60 text-xs">Email: <a href="mailto:info@caymanbranconational.com" class="hover:text-[#c5a059] transition-colors">info@caymanbranconational.com</a></p>
                            </div>
                            <div>
                                <h4 class="text-[#c5a059] text-xs uppercase tracking-widest font-bold mb-4">Services</h4>
                                <ul class="space-y-2">
                                    <li><a href="#private-banking" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Private Banking</a></li>
                                    <li><a href="#asset-protection" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Asset Protection</a></li>
                                    <li><a href="#investment-management" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Investment Management</a></li>
                                    <li><a href="#trust-services" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Trust Services</a></li>
                                    <li><a href="#faith-aligned" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Faith-Aligned Banking</a></li>
                                    <li><a href="#citizenship" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Citizenship by Investment</a></li>
                                </ul>
                            </div>
                            <div>
                                <h4 class="text-[#c5a059] text-xs uppercase tracking-widest font-bold mb-4">About</h4>
                                <ul class="space-y-2">
                                    <li><a href="#home" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">About Us</a></li>
                                    <li><a href="#who-we-serve" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Who We Serve</a></li>
                                    <li><a href="#faq" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">FAQ</a></li>
                                </ul>
                            </div>
                            <div>
                                <h4 class="text-[#c5a059] text-xs uppercase tracking-widest font-bold mb-4">Client Access</h4>
                                <ul class="space-y-2">
                                    <li><a href="/user/login" class="text-[#c5a059] text-xs uppercase tracking-widest font-bold hover:text-white transition-colors">Client Login →</a></li>
                                    <li><a href="/user/login" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Open an Account</a></li>
                                    <li><a href="#contact" class="text-white/60 text-xs hover:text-[#c5a059] transition-colors">Contact Us</a></li>
                                </ul>
                            </div>
                        </div>
                        <div class="border-t border-white/10 pt-8">
                            <p class="text-[#c5a059] text-xs uppercase tracking-widest font-bold mb-4 text-center">Follow Us</p>
                            <div class="flex flex-wrap justify-center gap-3">
                                <a href="https://www.linkedin.com/company/bcnbt/" target="_blank" rel="noopener noreferrer" class="flex items-center gap-2 px-4 py-2 rounded-full border border-white/20 hover:border-white/50 text-white transition-all" style="background-color: rgb(10,102,194);"><span class="text-sm font-semibold">LinkedIn</span></a>
                                <a href="https://www.facebook.com/BCNBT" target="_blank" rel="noopener noreferrer" class="flex items-center gap-2 px-4 py-2 rounded-full border border-white/20 hover:border-white/50 text-white transition-all" style="background-color: rgb(24,119,242);"><span class="text-sm font-semibold">Facebook</span></a>
                                <a href="https://www.instagram.com/bcnbt/" target="_blank" rel="noopener noreferrer" class="flex items-center gap-2 px-4 py-2 rounded-full border border-white/20 hover:border-white/50 text-white transition-all" style="background-color: rgb(225,48,108);"><span class="text-sm font-semibold">Instagram</span></a>
                                <a href="https://x.com/BCNBT" target="_blank" rel="noopener noreferrer" class="flex items-center gap-2 px-4 py-2 rounded-full border border-white/20 hover:border-white/50 text-white transition-all" style="background-color: rgb(51,51,51);"><span class="text-sm font-semibold">X</span></a>
                            </div>
                        </div>
                        <div class="border-t border-white/10 pt-6 text-center">
                            <p class="text-white/40 text-xs">© 2026 Branco Cayman National Bank And Trust. All rights reserved.</p>
                        </div>
                    </div>
                </footer>
            </div>

            <!-- LIVE SUPPORT WIDGET -->
            <div class="fixed bottom-6 right-4 md:bottom-auto md:top-[96px] md:right-0 z-50 flex flex-col items-end">
                <button data-testid="btn-support-widget" class="flex items-center gap-2 bg-[#801818] hover:bg-[#6a1414] text-white shadow-lg transition-all group rounded-full px-4 py-3 md:rounded-none md:pl-4 md:pr-3 md:py-2.5" aria-label="Live Support">
                    <span class="flex items-center gap-1.5">
                        <span class="w-2 h-2 bg-green-400 rounded-full animate-pulse flex-shrink-0"></span>
                        <span class="text-[11px] font-bold uppercase tracking-widest hidden sm:block">Live Support</span>
                    </span>
                    <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-message-circle h-4 w-4 text-[#c5a059] flex-shrink-0"><path d="M7.9 20A9 9 0 1 0 4 16.1L2 22Z"></path></svg>
                </button>
            </div>
        </div>

        <script>
(function() {
    // ===== MOBILE MENU =====
    var mobileMenu = document.getElementById('mobile-menu');
    var overlay = document.getElementById('overlay');
    
    if (!mobileMenu) {
        mobileMenu = document.createElement('div');
        mobileMenu.id = 'mobile-menu';
        mobileMenu.className = 'mobile-menu';
        mobileMenu.innerHTML = `
            <button class="mobile-menu-close" aria-label="Close menu">✕</button>
            <nav style="margin-top:60px; display:flex; flex-direction:column; gap:8px;">
                <a href="#home" style="color:white; text-decoration:none; padding:12px; font-size:14px; font-weight:600; border-bottom:1px solid rgba(255,255,255,0.1);">Home</a>
                <a href="#services-section" style="color:white; text-decoration:none; padding:12px; font-size:14px; font-weight:600; border-bottom:1px solid rgba(255,255,255,0.1);">Services</a>
                <a href="#who-we-serve" style="color:white; text-decoration:none; padding:12px; font-size:14px; font-weight:600; border-bottom:1px solid rgba(255,255,255,0.1);">Who We Serve</a>
                <a href="#market-insights" style="color:white; text-decoration:none; padding:12px; font-size:14px; font-weight:600; border-bottom:1px solid rgba(255,255,255,0.1);">Market Insights</a>
                <a href="#market-dashboard" style="color:white; text-decoration:none; padding:12px; font-size:14px; font-weight:600; border-bottom:1px solid rgba(255,255,255,0.1);">Market Dashboard</a>
                <a href="#insights" style="color:white; text-decoration:none; padding:12px; font-size:14px; font-weight:600; border-bottom:1px solid rgba(255,255,255,0.1);">Insights & Library</a>
                <a href="#faq" style="color:white; text-decoration:none; padding:12px; font-size:14px; font-weight:600; border-bottom:1px solid rgba(255,255,255,0.1);">FAQ</a>
                <a href="#contact" style="color:white; text-decoration:none; padding:12px; font-size:14px; font-weight:600; border-bottom:1px solid rgba(255,255,255,0.1);">Contact</a>
                <div style="margin-top:20px; display:flex; gap:10px;">
                    <a href="/user/login" style="flex:1; text-align:center; background:#c5a059; color:#000; text-decoration:none; padding:12px; font-size:12px; font-weight:bold; text-transform:uppercase;">Client Portal</a>
                    <a href="/user/login" style="flex:1; text-align:center; background:white; color:#801818; text-decoration:none; padding:12px; font-size:12px; font-weight:bold; text-transform:uppercase;">Client Login</a>
                </div>
            </nav>
        `;
        document.getElementById('root').appendChild(mobileMenu);
    }
    
    if (!overlay) {
        overlay = document.createElement('div');
        overlay.id = 'overlay';
        overlay.className = 'overlay';
        document.getElementById('root').appendChild(overlay);
    }
    
    var menuTrigger = document.querySelector('[data-testid="btn-mobile-menu"]');
    var menuClose = document.querySelector('.mobile-menu-close');
    
    function openMobileMenu() {
        mobileMenu.classList.add('active');
        overlay.classList.add('active');
        document.body.style.overflow = 'hidden';
    }
    
    function closeMobileMenu() {
        mobileMenu.classList.remove('active');
        overlay.classList.remove('active');
        document.body.style.overflow = '';
    }
    
    if (menuTrigger) menuTrigger.addEventListener('click', openMobileMenu);
    if (menuClose) menuClose.addEventListener('click', closeMobileMenu);
    overlay.addEventListener('click', function() { closeMobileMenu(); closeAllDropdowns(); closeSearchModal(); });
    
    // ===== DESKTOP DROPDOWNS =====
    var activeDropdown = null;
    
    function setupDropdowns() {
        var dropdownTriggers = document.querySelectorAll('[data-testid="nav-services"], [data-testid="nav-who-we-serve"]');
        
        dropdownTriggers.forEach(function(btn) {
            var dropdown = btn.parentElement.querySelector('.dropdown-menu');
            if (!dropdown) {
                dropdown = document.createElement('div');
                dropdown.className = 'dropdown-menu';
                btn.parentElement.appendChild(dropdown);
                
                if (btn.getAttribute('data-testid') === 'nav-services') {
                    dropdown.innerHTML = `
                        <a href="#private-banking">Private Banking</a>
                        <a href="#asset-protection">Asset Protection</a>
                        <a href="#investment-management">Investment Management</a>
                        <a href="#trust-services">Trust & Estate Planning</a>
                        <a href="#faith-aligned">Faith-Aligned Banking</a>
                        <a href="#insurance">Insurance Services</a>
                        <a href="#corporate-services">Corporate & Institutional</a>
                    `;
                } else {
                    dropdown.innerHTML = `
                        <a href="#who-we-serve">Overview</a>
                        <a href="#who-we-serve">Entrepreneurs & Business Owners</a>
                        <a href="#who-we-serve">International Families</a>
                        <a href="#who-we-serve">Corporate & Institutional</a>
                        <a href="#who-we-serve">Faith-Aligned Clients</a>
                    `;
                }
            }
            
            btn.addEventListener('click', function(e) {
                e.stopPropagation();
                if (activeDropdown && activeDropdown !== btn) {
                    var prevMenu = activeDropdown.parentElement.querySelector('.dropdown-menu');
                    if (prevMenu) prevMenu.classList.remove('active');
                }
                dropdown.classList.toggle('active');
                activeDropdown = dropdown.classList.contains('active') ? btn : null;
                var chevron = btn.querySelector('svg');
                if (chevron) chevron.style.transform = dropdown.classList.contains('active') ? 'rotate(180deg)' : 'rotate(0deg)';
            });
        });
    }
    
    function closeAllDropdowns() {
        if (activeDropdown) {
            var dropdown = activeDropdown.parentElement.querySelector('.dropdown-menu');
            if (dropdown) { dropdown.classList.remove('active'); var chevron = activeDropdown.querySelector('svg'); if (chevron) chevron.style.transform = 'rotate(0deg)'; }
            activeDropdown = null;
        }
    }
    
    document.addEventListener('click', function(e) {
        if (!e.target.closest('[data-testid="nav-services"], [data-testid="nav-who-we-serve"]')) closeAllDropdowns();
    });
    
    // ===== SEARCH MODAL =====
    var searchModal = document.getElementById('search-modal');
    if (!searchModal) {
        searchModal = document.createElement('div');
        searchModal.id = 'search-modal';
        searchModal.className = 'search-modal';
        searchModal.innerHTML = '<div style="position:relative; width:90%; max-width:600px;"><input type="text" placeholder="Search BCNBT..." id="search-input" aria-label="Search" /><button class="search-close" aria-label="Close search" style="position:absolute; top:50%; right:20px; transform:translateY(-50%); color:#c5a059; font-size:24px; background:none; border:none; cursor:pointer;">✕</button></div>';
        document.body.appendChild(searchModal);
    }
    
    function openSearchModal() { searchModal.classList.add('active'); overlay.classList.add('active'); setTimeout(function() { var inp = document.getElementById('search-input'); if (inp) inp.focus(); }, 100); }
    function closeSearchModal() { searchModal.classList.remove('active'); overlay.classList.remove('active'); }
    
    var searchTrigger = document.querySelector('[data-testid*="search"]');
    if (searchTrigger) searchTrigger.addEventListener('click', openSearchModal);
    var searchClose = document.querySelector('.search-close');
    if (searchClose) searchClose.addEventListener('click', closeSearchModal);
    
    document.addEventListener('keydown', function(e) {
        if ((e.metaKey || e.ctrlKey) && e.key === 'k') { e.preventDefault(); openSearchModal(); }
        if (e.key === 'Escape') { closeSearchModal(); closeMobileMenu(); closeAllDropdowns(); }
    });
    
    // ===== HERO SLIDER =====
    var currentSlide = 0;
    var isTransitioning = false;
    var slides = [
        { image: '/scenic-sea.jpg', subtitle: 'Faith-Aligned Banking & Islamic Finance', title: 'Banking That Honors Your Values', description: 'AAOIFI-certified — Murabaha, Sukuk, Wakalah investment structures, Zakat management, Takaful insurance, and Islamic estate planning through Cayman Waqf trusts.', ctaLink: '#faith-aligned', ctaText: 'Learn More', secondCtaLink: '/user/login', secondCtaText: 'Login Now' },
        { image: '/hero-home.jpg', subtitle: 'Private Banking Excellence', title: 'Wealth Management Without Borders', description: 'Multi-currency accounts, dedicated relationship managers, and institutional-grade investment strategies for internationally mobile families.', ctaLink: '#private-banking', ctaText: 'Learn More', secondCtaLink: '/user/login', secondCtaText: 'Login Now' },
        { image: '/cayman-ocean.jpg', subtitle: 'Asset Protection & Wealth Shielding', title: "Protect What You've Built", description: 'Cayman Islands trust structures, offshore wealth protection, and multi-generational planning designed for high-net-worth families worldwide.', ctaLink: '#asset-protection', ctaText: 'Learn More', secondCtaLink: '/user/login', secondCtaText: 'Login Now' },
        { image: '/hero-citizenship.jpg', subtitle: 'Global Citizenship & Mobility', title: 'Expand Your Horizons', description: 'Citizenship by investment programmes with integrated wealth structuring — second passports, residency, and global mobility solutions.', ctaLink: '#citizenship', ctaText: 'Learn More', secondCtaLink: '/user/login', secondCtaText: 'Login Now' },
        { image: '/hero-trust.jpg', subtitle: 'Trust & Estate Planning', title: 'Preserve What Matters Most', description: 'STAR Trusts, Dynasty Trusts, and faith-aligned estate planning under Cayman law — protecting wealth for up to 150 years.', ctaLink: '#trust-services', ctaText: 'Learn More', secondCtaLink: '/user/login', secondCtaText: 'Login Now' }
    ];
    
    function goToSlide(index) {
        if (isTransitioning) return;
        isTransitioning = true;
        currentSlide = ((index % slides.length) + slides.length) % slides.length;
        var slide = slides[currentSlide];
        var dots = document.querySelectorAll('[aria-label*="Go to slide"]');
        dots.forEach(function(dot, i) {
            if (i === currentSlide) { dot.style.width = '32px'; dot.style.backgroundColor = '#c5a059'; }
            else { dot.style.width = '12px'; dot.style.backgroundColor = 'rgba(255,255,255,0.4)'; }
        });
        var heroBg = document.querySelector('.abt-hero .absolute.inset-0.z-0 img');
        var subtitle = document.querySelector('.abt-hero p.text-\\[\\#c5a059\\]');
        var title = document.querySelector('.abt-hero h1');
        var description = document.querySelector('.abt-hero p.text-lg');
        var contentDiv = document.querySelector('.abt-hero .max-w-3xl');
        if (contentDiv) { contentDiv.style.transition = 'opacity 0.3s ease'; contentDiv.style.opacity = '0'; }
        if (heroBg) { heroBg.style.transition = 'opacity 0.3s ease'; heroBg.style.opacity = '0'; setTimeout(function() { heroBg.src = slide.image; heroBg.style.opacity = '0.55'; }, 300); }
        setTimeout(function() {
            if (subtitle) subtitle.textContent = slide.subtitle;
            if (title) title.textContent = slide.title;
            if (description) description.textContent = slide.description;
            if (contentDiv) contentDiv.style.opacity = '1';
            isTransitioning = false;
        }, 350);
    }
    
    var nextBtn = document.querySelector('[aria-label="Next slide"]');
    var prevBtn = document.querySelector('[aria-label="Previous slide"]');
    var dots = document.querySelectorAll('[aria-label*="Go to slide"]');
    if (nextBtn) nextBtn.addEventListener('click', function() { goToSlide(currentSlide + 1); resetAutoSlide(); });
    if (prevBtn) prevBtn.addEventListener('click', function() { goToSlide(currentSlide - 1); resetAutoSlide(); });
    dots.forEach(function(dot, i) { dot.addEventListener('click', function() { goToSlide(i); resetAutoSlide(); }); });
    setTimeout(function() { goToSlide(0); }, 100);
    
    var autoSlideInterval;
    function startAutoSlide() { clearInterval(autoSlideInterval); if (slides.length > 1) autoSlideInterval = setInterval(function() { goToSlide(currentSlide + 1); }, 3000); }
    function resetAutoSlide() { clearInterval(autoSlideInterval); startAutoSlide(); }
    startAutoSlide();
    
    var heroSection = document.querySelector('.abt-hero');
    if (heroSection) { heroSection.addEventListener('mouseenter', function() { clearInterval(autoSlideInterval); }); heroSection.addEventListener('mouseleave', function() { startAutoSlide(); }); }
    
    // ===== QR CODE TOGGLE =====
// ===== QR CODE TOGGLE =====
var qrToggles = document.querySelectorAll('[data-testid*="qr-toggle"]');
if (qrToggles.length > 0) {
    qrToggles.forEach(function(btn) {
        btn.addEventListener('click', function() {
            // Reset all buttons
            qrToggles.forEach(function(b) {
                b.style.backgroundColor = '';
                b.style.color = '';
                b.classList.remove('bg-[#c5a059]', 'text-[#0a0f1e]');
            });
            
            // Style active button
            this.style.backgroundColor = '#c5a059';
            this.style.color = '#0a0f1e';
            
            // Update QR code image and URL text
            var qrImage = document.getElementById('qr-code-image');
            var urlDisplay = document.getElementById('qr-url-display');
            var qrSection = this.closest('[data-testid="landing-qr-section"]');
            
            if (this.getAttribute('data-testid') === 'qr-toggle-website') {
                if (qrImage) qrImage.src = 'https://api.qrserver.com/v1/create-qr-code/?size=120x120&data=https://caymanbranconational.com&bgcolor=ffffff&color=0a0f1e&format=png&qzone=2&margin=0';
                if (urlDisplay) urlDisplay.textContent = 'caymanbranconational.com';
            } else {
                if (qrImage) qrImage.src = 'https://api.qrserver.com/v1/create-qr-code/?size=120x120&data=https://caymanbranconational.com/user/login&bgcolor=ffffff&color=0a0f1e&format=png&qzone=2&margin=0';
                if (urlDisplay) urlDisplay.textContent = 'caymanbranconational.com/user/login';
            }
        });
    });
}
    
    // ===== WEALTH PROFILE FORM =====
    var assessmentForm = document.querySelector('#wealth-profile form');
    if (assessmentForm) {
        assessmentForm.addEventListener('submit', function(e) {
            e.preventDefault();
            var btn = this.querySelector('button[type="submit"]');
            if (btn && !btn.disabled) {
                var originalText = btn.textContent;
                btn.textContent = 'Processing...'; btn.disabled = true;
                setTimeout(function() {
                    btn.textContent = '✓ Submitted Successfully!'; btn.style.backgroundColor = '#059669';
                    setTimeout(function() { btn.textContent = originalText; btn.disabled = false; btn.style.backgroundColor = '#801818'; assessmentForm.reset(); }, 3000);
                }, 1000);
            }
        });
    }
    
    // ===== STICKY BUTTON =====
    var stickyBtn = document.querySelector('[data-testid="btn-sticky-speak-banker"]');
    if (stickyBtn) {
        stickyBtn.style.opacity = '0'; stickyBtn.style.transform = 'translateY(20px)'; stickyBtn.style.transition = 'all 0.3s ease'; stickyBtn.style.pointerEvents = 'none';
        window.addEventListener('scroll', function() {
            if (window.scrollY > 500) { stickyBtn.style.opacity = '1'; stickyBtn.style.transform = 'translateY(0)'; stickyBtn.style.pointerEvents = 'auto'; }
            else { stickyBtn.style.opacity = '0'; stickyBtn.style.transform = 'translateY(20px)'; stickyBtn.style.pointerEvents = 'none'; }
        });
    }
    
    // ===== SMOOTH SCROLL =====
    document.querySelectorAll('a[href^="#"]').forEach(function(link) {
        link.addEventListener('click', function(e) {
            var href = this.getAttribute('href');
            if (href === '#' || href === '#main-content') return;
            var target = document.querySelector(href);
            if (target) { e.preventDefault(); var headerOffset = 120; var elementPosition = target.getBoundingClientRect().top; var offsetPosition = elementPosition + window.pageYOffset - headerOffset; window.scrollTo({ top: offsetPosition, behavior: 'smooth' }); closeMobileMenu(); }
        });
    });
    
    // ===== LIVE SUPPORT WIDGET =====
    var supportBtn = document.querySelector('[data-testid="btn-support-widget"]');
    if (supportBtn) {
        supportBtn.addEventListener('click', function() {
            var existingPopup = document.querySelector('.support-popup');
            if (existingPopup) { existingPopup.remove(); return; }
            var popup = document.createElement('div');
            popup.className = 'support-popup';
            popup.style.cssText = 'position: fixed; bottom: 100px; right: 20px; background: white; border: 2px solid #c5a059; border-radius: 12px; padding: 24px; box-shadow: 0 20px 60px rgba(0,0,0,0.3); z-index: 1000; max-width: 320px; animation: slideUp 0.3s ease-out;';
            popup.innerHTML = '<button class="close-popup" style="position:absolute;top:12px;right:12px;background:none;border:none;font-size:20px;cursor:pointer;color:#801818;">✕</button><div style="text-align:center;margin-bottom:16px;"><div style="width:50px;height:50px;background:#801818;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 12px;"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="white" stroke-width="2"><path d="M21 15a2 2 0 0 1-2 2H7l-4 4V5a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2z"></path></svg></div><h4 style="color:#801818;font-weight:bold;font-size:16px;">Live Support</h4><p style="color:#6b7280;font-size:12px;">We typically respond within minutes</p></div><div style="background:#f9fafb;border-radius:8px;padding:12px;margin-bottom:12px;"><p style="font-size:13px;color:#333;">📞 <strong>Call:</strong> <a href="tel:+13457431413" style="color:#c5a059;">+1 (345) 743-1413</a></p><p style="font-size:13px;color:#333;">✉️ <strong>Email:</strong> <a href="mailto:info@caymanbranconational.com" style="color:#c5a059;">info@caymanbranconational.com</a></p></div><div style="display:flex;flex-direction:column;gap:8px;"><a href="https://wa.me/13457431413" target="_blank" style="display:flex;align-items:center;justify-content:center;gap:8px;background:#25D366;color:white;padding:10px;border-radius:8px;text-decoration:none;font-size:13px;font-weight:bold;">💬 WhatsApp Chat</a><a href="https://t.me/BCNBT" target="_blank" style="display:flex;align-items:center;justify-content:center;gap:8px;background:#2AABEE;color:white;padding:10px;border-radius:8px;text-decoration:none;font-size:13px;font-weight:bold;">✈️ Telegram</a></div>';
            document.body.appendChild(popup);
            popup.querySelector('.close-popup').addEventListener('click', function() { popup.style.animation = 'slideDown 0.3s ease-out'; setTimeout(function() { popup.remove(); }, 300); });
            setTimeout(function() { if (popup.parentElement) { popup.style.animation = 'slideDown 0.3s ease-out'; setTimeout(function() { if (popup.parentElement) popup.remove(); }, 300); } }, 15000);
        });
    }
    
    // ===== CLIENT LOGIN =====
    var clientLoginBtn = document.querySelector('[data-testid="btn-client-login"]');
    if (clientLoginBtn) clientLoginBtn.addEventListener('click', function() { window.location.href = '/user/login'; });
    
    setupDropdowns();
    console.log('✓ BCNBT - Branco Cayman National Bank And Trust Initialized');
    console.log('✓ Domain: caymanbranconational.com');
    console.log('✓ Client Login: /user/login');
})();
</script>

<script>
// ===== GOOGLE TRANSLATE WITH WORKING TAB SELECTION =====
(function() {
    var div = document.createElement('div');
    div.id = 'google_translate_element';
    div.style.cssText = 'display:none; position:absolute; top:-9999px;';
    document.body.appendChild(div);
    
    var script = document.createElement('script');
    script.src = 'https://translate.google.com/translate_a/element.js?cb=googleTranslateInit';
    document.head.appendChild(script);
    
    window.googleTranslateInit = function() {
        new google.translate.TranslateElement({ 
            pageLanguage: 'en', 
            includedLanguages: 'en,zh-CN,es,ar', 
            layout: google.translate.TranslateElement.InlineLayout.HORIZONTAL, 
            autoDisplay: false 
        }, 'google_translate_element');
    };
    
    var style = document.createElement('style');
    style.textContent = 'body { top: 0px !important; position: relative !important; } iframe.goog-te-banner-frame, .goog-te-banner-frame, .goog-te-gadget, .goog-te-gadget-simple, .skiptranslate, #google_translate_element, body > iframe.skiptranslate, iframe[id^=":"], iframe.goog-te-menu-frame { display: none !important; visibility: hidden !important; height: 0 !important; width: 0 !important; position: absolute !important; top: -9999px !important; }';
    document.head.appendChild(style);
    
    // ===== UPDATE BUTTON STYLES =====
    function updateButtons(activeLang) {
        var langMap = { 'en': 'en', 'zh-CN': 'zh', 'es': 'es', 'ar': 'ar' };
        var active = langMap[activeLang] || 'en';
        
        // Reset ALL buttons first
        document.querySelectorAll('[data-testid^="lang-btn-"]').forEach(function(btn) {
            btn.style.color = 'rgba(255,255,255,0.45)';
            btn.style.backgroundColor = '';
            btn.classList.remove('bg-white/5');
            
            // Remove indicator line if exists
            var indicator = btn.querySelector('.absolute.bottom-0');
            if (indicator) indicator.style.display = 'none';
        });
        
        // Highlight active button
        var activeBtn = document.querySelector('[data-testid="lang-btn-' + active + '"]');
        if (activeBtn) {
            activeBtn.style.color = '#c5a059';
            activeBtn.style.backgroundColor = 'rgba(255,255,255,0.05)';
            activeBtn.classList.add('bg-white/5');
            
            // Show indicator line
            var indicator = activeBtn.querySelector('.absolute.bottom-0');
            if (indicator) indicator.style.display = 'block';
        }
    }
    
    // ===== SET LANGUAGE =====
    function setLanguage(lang) {
        // Set cookie for Google Translate
        var d = new Date(); 
        d.setTime(d.getTime() + (365*24*60*60*1000));
        document.cookie = "googtrans=/en/" + lang + ";expires=" + d.toUTCString() + ";path=/";
        
        // Try to trigger translation
        var select = document.querySelector('.goog-te-combo');
        if (select) { 
            select.value = lang; 
            select.dispatchEvent(new Event('change')); 
        } else { 
            window.location.reload(); 
        }
        
        // Save preference
        localStorage.setItem('bcnbt_lang', lang);
        
        // RTL for Arabic
        document.documentElement.dir = lang === 'ar' ? 'rtl' : 'ltr';
        
        // Update button visuals with delay for translation to process
        setTimeout(function() {
            updateButtons(lang);
        }, 300);
        
        // Also update after a longer delay for safety
        setTimeout(function() {
            updateButtons(lang);
        }, 1000);
    }
    
    // ===== RESET TO ENGLISH =====
    function resetEnglish() {
        document.cookie = "googtrans=;expires=Thu, 01 Jan 1970 00:00:00 UTC;path=/;";
        
        var select = document.querySelector('.goog-te-combo');
        if (select) { 
            select.value = 'en'; 
            select.dispatchEvent(new Event('change')); 
        } else { 
            window.location.reload(); 
        }
        
        document.documentElement.dir = 'ltr'; 
        localStorage.removeItem('bcnbt_lang');
        
        setTimeout(function() {
            updateButtons('en');
        }, 300);
        
        setTimeout(function() {
            updateButtons('en');
        }, 1000);
    }
    
    // ===== ATTACH CLICK HANDLERS =====
    function attachHandlers() {
        var enBtn = document.querySelector('[data-testid="lang-btn-en"]');
        var zhBtn = document.querySelector('[data-testid="lang-btn-zh"]');
        var esBtn = document.querySelector('[data-testid="lang-btn-es"]');
        var arBtn = document.querySelector('[data-testid="lang-btn-ar"]');
        
        // Remove any existing handlers
        if (enBtn) {
            enBtn.onclick = null;
            enBtn.addEventListener('click', function(e) { 
                e.preventDefault(); 
                e.stopPropagation();
                resetEnglish(); 
            });
        }
        if (zhBtn) {
            zhBtn.onclick = null;
            zhBtn.addEventListener('click', function(e) { 
                e.preventDefault(); 
                e.stopPropagation();
                setLanguage('zh-CN'); 
            });
        }
        if (esBtn) {
            esBtn.onclick = null;
            esBtn.addEventListener('click', function(e) { 
                e.preventDefault(); 
                e.stopPropagation();
                setLanguage('es'); 
            });
        }
        if (arBtn) {
            arBtn.onclick = null;
            arBtn.addEventListener('click', function(e) { 
                e.preventDefault(); 
                e.stopPropagation();
                setLanguage('ar'); 
            });
        }
        
        console.log('✓ Language buttons ready - EN, 中文, ES, عربي');
    }
    
    // ===== CHECK SAVED LANGUAGE =====
    function checkSaved() { 
        var saved = localStorage.getItem('bcnbt_lang'); 
        if (saved && saved !== 'en') {
            setLanguage(saved);
        } else {
            // Ensure English is shown as active
            updateButtons('en');
        }
    }
    
    // Initialize
    if (document.readyState === 'loading') { 
        document.addEventListener('DOMContentLoaded', function() { 
            attachHandlers(); 
            setTimeout(checkSaved, 2000); 
        }); 
    } else { 
        attachHandlers(); 
        setTimeout(checkSaved, 2000); 
    }
    
    // Periodic cleanup
    setInterval(function() { 
        document.querySelectorAll('iframe.goog-te-banner-frame, .goog-te-banner-frame, .skiptranslate').forEach(function(el) { 
            el.style.display = 'none'; 
            el.style.visibility = 'hidden'; 
        }); 
        if (document.body.style.top) document.body.style.top = ''; 
        
        // Keep button state in sync with actual language
        var currentLang = localStorage.getItem('bcnbt_lang') || 'en';
        updateButtons(currentLang);
    }, 2000);
    
})();
</script>
    </body>
</html>